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Credit Manager-Affordable Housing Finance-Credit

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  • Posted 14 hours ago
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Job Description

  1. Credit Assessment,
  2. Risk Management,
  3. Loan Approval Process:
  • Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors.
  • Perform detailed analysis of financial statements, bank statements, and credit reports.
  • Assess repayment capacity and recommend appropriate loan structures.
  • Identify, analyze, and mitigate potential credit risks.
  • Ensure compliance with internal credit policies and regulatory guidelines.
  • Conduct periodic portfolio reviews to identify early warning signals.
  • Coordinate with sales and operations teams for smooth processing of loan applications.
  • Approve or recommend loans within delegated authority limits.
  • Liaise with legal and technical team for finalization.

More Info

About Company

Kotak Mahindra Bank Limited is an Indian banking and financial services company headquartered in Mumbai. It offers banking products and financial services for corporate and retail customers in the areas of personal finance, investment banking, life insurance, and wealth management.

Job ID: 134344845