Credit Analyst

Role – Investment (Credit) Analyst

Location - Mumbai

About the role:

Part of Investment team at Vivriti Asset Management. Role would include portfolio investment, monitoring and research for various debt schemes to be managed by Vivriti AMC with a focus on FI investments.

Key Responsibilities:

Fund deployment phase:

• Independently conduct due diligences, prepare investment notes, seek IC approvals
• Seek, analyze, and structure data provided by clients
• Thorough field diligence & meetings with the senior management of investee entities
• Prepare insightful credit report for presentation to Investment Committee with cogent recommendations

Post deployment phase:

• Identifying early warning signs of credit deterioration
• Investment monitoring (desk and field), field visit, management meetings, calls, etc.
• Regular Updates to Investment Committee and investor reporting
• Suggestions on portfolio Rebalancing

Credit Research:

• Track assigned sectors closely and publish regular research reports to internal and external stakeholders

Desired skills and experiences:

• Preferred Qualification CA/CFA/MBA
• Possess 2-5 years of relevant credit assessment experience / lending experience / credit rating / transaction advisory.
• Familiarity with financial services sector (NBFCs) including ABS (DA/PTC).
• Be brilliant with numbers, analysing financial statements, managing and interpreting data and solving problems - to aid in taking investment decisions.
• Advanced skills in MS Excel. Demonstrable experience in spreadsheet-based financial modelling and analytics.
• Skilled in expressing ideas clearly and persuasively, both verbally and in writing.
• Has a strong analytical and business judgement in respect of credit matters, and the ability to form an overview of things.
• Possess strong people skills which will give you the ability to consult with stakeholders at all levels.
• Be as ambitious as we are, and hence be willing to go out of her / his way to burn the midnight oil to meet targets and deadlines.
• Possess a good eye for detail and have demonstrated ability to work under pressure.
• Be a highly motivated, proactive, and resilient individual.
• Be willing to travel extensively pan-India for on-field monitoring of clients.