Credit Analyst- Large corporate/Infrastructure/- Bank

This is regarding opening with a leading Pvt Bank as a Credit Analyst- Large corporate/ Real Estate/Infrastructure

Designation: Credit Analyst- Large corporate/ Real Estate/Infrastructure

Experience: 5+ years of work experience in Credit analysis in Large corporate/ Infrastructure

Location: Mumbai/Delhi

Job Role:

• Conducted detailed financial statement and cash-flow analysis for corporate borrowers , identifying liquidity gaps and producing actionable repayment plans that reduced portfolio delinquency
• Performed quantitative credit risk modelling and qualitative assessments (industry, management, covenant strength), producing credit scores and probability of default estimates to inform approval decisions.
• Prepared comprehensive credit memos and presented recommendations to credit committees; secured approvals for loan structures and pricing consistent with risk appetite and regulatory guidelines.
• Monitored existing credit facilities via monthly covenant testing, stress scenarios and early-warning indicators; triggered remedial actions and covenant waivers where required.

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