Credit Analysis (Associate/Sr. Associate/Delivery Lead)

Acuity is currently looking for dedicated and motivated individuals who have strong leadership, organizational and teamwork skills for its Lending Services team based in Bangalore

Candidates with 0 to 60 days notice period are preferred for this role

Key Skills & Responsibilities

Good knowledge of credit or equity risk fundamentals, solving for what creates risk for an obligor

Experience in writing reports crisply and analyzing Corporates or SMEs

Experience in risk rating assessment of large and middle-market borrowers across geographies (desirable)

Experience in analyzing free and paid research and preparation of event summaries

Good knowledge of loan portfolio monitoring including spreading, covenant monitoring, interim and annual reviews

Ability to perform complex tasks with minimal support from supervisor

Ability to inculcate the habit of self-learning and sharing best practices

Should be good in Excel functions (mandatory), not VBA

The candidate should possess understanding of various data sources like Bloomberg, Factiva, among others

Preparing timely event summaries with critical analysis of impact on obligors

Preparing detailed credit reports (interim and annual reviews) on obligors within committed timelines

Update required trackers with latest status/updates

Identify ways for improvement in efficiency gains and process improvement

Responsible for adherence to client SLAs and Policies

Perform ad-hoc tasks with detailed understanding on client requirement within stipulated timelines

Responsible for on-time identification and escalation of risks and mitigants

Preferred Candidate

Min 4-10 years of relevant experience in credit rating, risk analysis, credit analysis for mid-large size corporates

Understanding of risk ratings and credit notes for credit approvals

Excellent knowledge of preparingcredit reports (annual/quarterly reviews) is must

Post Graduate / MBA (Finance)

Excellent written and spoken communication skills