Key Responsibilities -
Covenant & Trigger Monitoring & Oversight
- Lead end-to-end covenant and trigger monitoring across multiple portfolios or clients.
- Review and validate extraction of covenants, trigger clauses, and key terms from complex credit agreements and amendments.
- Oversee periodic testing of financial covenants and trigger events, ensuring accuracy and completeness.
- Ensure adherence to covenant calendars, reporting timelines, and client-specific requirements. Quality Assurance & Risk Management
- Perform detailed review and quality checks of covenant testing outputs and team deliverables.
- Identify and escalate covenant breaches, trigger events, and emerging credit risks with strong analytical insights.
- Drive consistency in interpretation of covenants and standardization of methodologies across the team. Financial Analysis & Decision Support
- Conduct advanced financial analysis, including validation of complex ratios (DSCR, leverage, coverage).
- Provide insights on borrower performance, trend analysis, and risk indicators to support credit decision-making. Client & Stakeholder Management
- Lead discussions on covenant interpretations, discrepancies, and process improvements.
- Ensure high client satisfaction through timely delivery, responsiveness, and quality outputs. Team Leadership & Mentorship
- Guide and mentor junior analysts; support onboarding and training of new team members.
- Allocate work, manage bandwidth, and ensure effective team utilization.
- Foster a culture of accountability, quality, and continuous learning. Process Excellence & Automation
- Drive process improvements, automation initiatives, and standardization across engagements.
- Identify opportunities to enhance efficiency using tools such as Excel VBA, Power BI, or internal systems.
- Ensure adherence to SLAs, KPIs, and internal control frameworks.
Core Competencies Required Qualifications
- Post Graduation/ MBA in Finance domain. CA/CFA preferred
- 5 to 8 years of relevant experience in Investment Banking domain
- Strong Accounting and financial skills Good MS Office Skills
- Excellent Communication and interpersonal skills
