Role Overview:
Responsible for ensuring compliance with regulatory requirements and internal policy frameworks-covering origination, underwriting, monitoring, reporting, and recovery of loans for corporate borrowers.
Key Responsibilities:
- Interpretation of RBI regulations pertaining to corporate borrowers.
- Monitor implementation of RBI guidelines, product & process reviews.
- Conduct periodic audits and reviews of corporate credit portfolios, transactions, and documentation to identify gaps.
- Coordinate with business units (credit, underwriting, risk, legal, operations) for compliance monitoring across credit processes.
- Prepare and present compliance oversight reports, including policy exception trends, to senior management and the board.
- Serve as liaison with external auditors and regulators during examinations and audit exercises.
- Conduct training and awareness sessions for internal teams on relevant regulatory topics
Qualifications:
- MBA in Banking & Finance / CA
- 5-8 years of experience in corporate credit compliance, credit risk, or compliance roles within banking or financial institutions.
- Demonstrated knowledge of guidelines for Credit Facilities, Income Recognition & Asset Classification, Stressed Resolution etc
- Strong analytical, auditing, and attention-to-detail skills.
- Excellent interpersonal, communication, and presentation skills.
