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Co-lending Officer

3-5 Years

This job is no longer accepting applications

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  • Posted 2 months ago

Job Description

  • Conduct credit assessment and underwriting of partner-originated proposals as per bank policy.
  • Ensure adherence to co-lending agreements and regulatory guidelines (RBI Co-lending model).  
  • Coordinate with partner institutions for data sharing, document verification, and compliance.    
  • Manage disbursement operations, reconcile partner-bank data, and ensure seamless fund flow. 
  • Track portfolio performance, early warning signals, and ensure timely reporting/MIS.                  
  • Support periodic audits, due diligence, and partner evaluations.                            
  • Liaise with internal teams (legal, risk, IT, DTPC) for smooth integration and issue resolution.         
  • Conduct credit assessment and underwriting of partner-originated proposals as per bank policy.
  • Ensure adherence to co-lending agreements and regulatory guidelines (RBI Co-lending model).  
  • Coordinate with partner institutions for data sharing, document verification, and compliance.    
  • Manage disbursement operations, reconcile partner-bank data, and ensure seamless fund flow. 
  • Track portfolio performance, early warning signals, and ensure timely reporting/MIS.                  
  • Support periodic audits, due diligence, and partner evaluations.                            
  • Liaise with internal teams (legal, risk, IT, DTPC) for smooth integration and issue resolution.         

Roles and Responsibilities

  • Conduct credit assessment and underwriting of partner-originated proposals as per bank policy.
  • Ensure adherence to co-lending agreements and regulatory guidelines (RBI Co-lending model).  
  • Coordinate with partner institutions for data sharing, document verification, and compliance.    
  • Manage disbursement operations, reconcile partner-bank data, and ensure seamless fund flow. 
  • Track portfolio performance, early warning signals, and ensure timely reporting/MIS.                  
  • Support periodic audits, due diligence, and partner evaluations.                            
  • Liaise with internal teams (legal, risk, IT, DTPC) for smooth integration and issue resolution.         
  • Conduct credit assessment and underwriting of partner-originated proposals as per bank policy.
  • Ensure adherence to co-lending agreements and regulatory guidelines (RBI Co-lending model).  
  • Coordinate with partner institutions for data sharing, document verification, and compliance.    
  • Manage disbursement operations, reconcile partner-bank data, and ensure seamless fund flow. 
  • Track portfolio performance, early warning signals, and ensure timely reporting/MIS.                  
  • Support periodic audits, due diligence, and partner evaluations.                            
  • Liaise with internal teams (legal, risk, IT, DTPC) for smooth integration and issue resolution.

About Company

Karur Vysya Bank (KVB) is one of India's leading private sector banks headquartered in Karur, Tamil Nadu. With a rich heritage of over a century, KVB consistently strives to provide innovative banking solutions to its customers. KVB operates with a vast network of 840 branches and 2,270+ ATMs and cash recyclers.

The bank has adopted technology with best-in-class Internet Banking and Mobile Banking services. KVB DLite, the Mobile Banking app of the bank offers the convenience of financial and non-financial services and provides a simple and secure way to manage your banking on the go.
The bank continues to grow with its strong financials. The bank’s total business was INR 1,63,536 crores as of 31st March 2024 with a deposit base of INR 89,113 crores and advances at INR 74,423 crores. The bank had posted its highest-ever net profit of INR 1,605 crores during the financial year 2023-24. The net NPA of the bank was at 0.40%.

KVB is committed to delivering exceptional banking experience to its customers by leveraging technology to offer a wide range of financial products that can be easily accessed through both physical and digital channels.

Job ID: 119824801