Co-Founder (Fintech & Lending Operations) MokshaPay
Investment: 60 Lakh (Equity-based) | Location: Remote
About MokshaPay
MokshaPay is building a trusted digital lending platform for Bharat users, offering instant personal loans from 5,000 to 2,00,000 with simple EMI options. We focus on responsible lending and help first-time credit users build their CIBIL scores through transparent products and clear communication.
Our mission is to make credit simple, safe, and accessible across Tier 1 to Tier 4 cities in India.
What We're Looking For
We are looking for a Co-Founder (Fintech & Lending Operations) with strong hands-on experience in fintech lending and NBFC operations. This role is critical in taking MokshaPay from MVP to full-scale launch and early growth.
You will work closely with the founding team on product execution, lending strategy, compliance, and investor readiness.
Key Responsibilities
- Lead end-to-end lending operations including underwriting, disbursals, KYC, CIBIL reporting, and collections
- Build and manage NBFC partnerships with strict adherence to RBI and data-sharing norms
- Design and own lending strategy, credit policy, and risk controls
- Drive product execution in collaboration with tech and data teams
- Oversee early hiring, operating processes, and execution discipline
- Ensure compliance with RBI regulations, legal frameworks, and data governance
- Actively support fundraising discussions and investor engagement
Required Experience
- 5+ years of experience in fintech, digital lending, or NBFC operations
- Strong understanding of credit risk, underwriting, compliance, and collections
- Prior experience scaling or operating lending products
- Comfortable working with APIs, dashboards, and fintech tech stacks
- Practical knowledge of RBI guidelines and data privacy frameworks
Who You Are
- Entrepreneurial, execution-focused, and comfortable in 0 1 journeys
- Strong decision-maker with ownership mindset
- Deeply motivated to improve credit access for Bharat users
- Looking to build long-term value, not a short-term role
Equity & Investment Structure
- Total Investment Required: 60 Lakh
- Equity: Significant minority stake (negotiable based on role, experience, and involvement)
- Structure: Equity-based, flexible for the right long-term partner
- Additional upside possible based on milestones, execution, and contribution
