Co-founder & COO | Stealth-Stage Embedded Fintech (Healthcare & Wellness)Location:Mumbai (Full-time)
Industry:Fintech / Financial Services / Healthcare
Launch Date:February 2026
The MissionWe are on a mission to democratize access to essential healthcare. In India, over $178 billion is spent out-of-pocket annually on healthcare, and a massive $70-$90 billion gap exists in financing for non-critical treatments like dental care, diagnostics, and cosmetic procedures.
We have built anEmbedded Fintech Platformthat allows patients to access instant, zero-cost, and low-cost EMI financing directly at the point of sale (POS) via a simple QR code scan. Our AI-based credit model ensures instant approvals, providing a seamless experience for both patients and healthcare providers.
The OpportunityWe are a bootstrapped startup led by a founder with over 25 years of experience in Banking and Fintech (3x founder). With our platform scheduled for aFebruary 2026 launch, we are looking for a visionaryCo-founder & COOto join the founding team and lead the transition from development to market dominance.
The Role: Chief Operating Officer & Co-founderAs our COO, you will be the architect of execution. You will work directly with the CEO to scale operations, manage strategic partnerships, and ensure our platform delivers on its promise of T+2 merchant disbursements.
Key Responsibilities:
- Partnership Management:Build and manage relationships with healthcare providers, clinics, and hospitals to expand our merchant network.
- Lender Relations:Coordinate with NBFC and Bank partners to manage credit lines and FLDG structures.
- Operational Excellence:Oversee daily operations, including merchant onboarding, compliance (LSP/RBI guidelines), and risk management.
- Scalability:Design and implement processes that allow us to scale from our initial pilot to hundreds of providers across Tier 1, 2, and 3 cities.
- Strategy:Collaborate on the long-term roadmap, including AI enhancements and fraud detection systems.
What We Are Looking For- Experience:Proven track record inFintech, Banking, or Financial Services. You understand lending cycles, credit risk, and the regulatory landscape in India.
- Entrepreneurial Mindset:You are a builder who thrives in a fast-paced, bootstrapped environment.
- Commitment:This is a full-time role based inMumbai.
- Skin in the Game:As a Co-founder, you will be expected to bring50 Lacs in capital investmentas an equity buy-in, ensuring deep alignment and shared ownership of the company's success.
- Comfortable working in azero-bureaucracy, founder-led startup.
- Prior experience owning large operational functions or P&L is a strong plus
Why Join Us- Massive Upside:Target a $70B+ market with a product that solves a genuine pain point for millions.
- Experienced Leadership:Work alongside a veteran founder with deep roots in SME and personal lending.
- Equity Ownership:A significant stake in a high-growth fintech entity poised for rapid Series A and B rounds.
Interested in building the future of healthcare financingLet's connect. Please send a DM or comment below to start a confidential conversation.
What This Is NOT
- Not a consulting role
- Not an advisory position
- Not a passive co-founder title
- Not suitable if you're looking for a safe corporate transition
- #Fintech #StartupIndia #HealthcareFinance #CoFounder #COO #MumbaiJobs #EmbeddedFinance #HealthTech
