- Drive strategic initiatives within the team. Leadership and high visibility role|Possible opportunity for long term wealth creation.
About Our Client
Our client is a large conglomerate having financial services offerings across domestic and international geographies, and have developed various product suits across lending and insurance domains.
Job Description
- Responsible for managing the P&L for personal loan, driving growth and management.
- Build strategic partnerships with Banking / NBFC partners for the portfolio.
- Collaborate with the risk team to define appropriate risk parameters and influence the risk team to help grow the business sustainably.
- Collaborate with cross-functional teams to enhance and expand the personal loan product offering, identifying opportunities for innovation and differentiation.
- Develop and implement robust risk management practices, ensuring effective credit assessment, fraud prevention, and compliance with regulatory requirements.
- Analyze market trends and customer preferences to position the organisation as a competitive player in the personal loan segment.
- Work closely with internal stakeholders, including marketing, sales, and technology teams, to ensure seamless and efficient personal loan operations.
- Ensure strict adherence to all regulatory standards and internal policies governing personal loan origination, servicing, and collections.
- Develop and implement initiatives to enhance the overall customer experience in personal loan transactions, from application to repayment.
The Successful Applicant
- MBA in Finance / General Management preferably from Tier 1 or Tier 2 colleges (preferred).
- 10+ years of proven experience in a leadership role within the financial services industry, with a focus on personal loans.
- In-depth knowledge of credit risk management, regulatory compliance, and industry best practices.
- Proven track record of successfully managing and growing a personal loan portfolio.
- Effective communication and stakeholder management skills.
- Familiarity with fintech trends and emerging technologies in the financial services sector.
- Experience in collaborating with technology teams for the development of digital lending platforms.
- Network and relationships within the financial industry.
What's on Offer
- Possible opportunity for long term wealth creation.
- Leadership role.
Contact: Rohit Vohra
Quote job ref: JN-112023-6258283
