Company Description - Oxyzo Financial Services specializes in understanding and addressing the credit needs of small and medium enterprises (SMEs) across India. The company provides customized credit solutions that help SMEs scale operations, increase revenue, and improve profit margins, supported by low-interest rates and collateral-free options. With rapid loan processing timelines of around 48 hours and minimal documentation requirements, Oxyzo positions itself as a convenient and reliable lending partner. The organization currently serves thousands of SMEs and manages assets under management (AUM) of over 11,000 crores. Oxyzo also offers access to raw materials through its partner OfBusiness, enabling SMEs to achieve additional cost savings.
Role Description - This is a full-time, on-site BDM (Business Development Manager) role based in Gurgaon. The BDM will be responsible for identifying and acquiring new SME clients, managing lead generation, and building strong, long-term relationships with business customers. The role involves understanding client credit requirements, presenting suitable Oxyzo products, and coordinating with internal teams to ensure timely onboarding and loan processing. The BDM will track market trends, competition, and customer feedback to support product improvement and sales strategies. Daily activities include meeting potential clients, preparing proposals, negotiating terms within guidelines, maintaining accurate records in CRM systems, and achieving assigned sales and portfolio growth targets.
Qualifications -
- Strong business development and sales skills, including lead generation, client acquisition, and relationship management.
- Proficiency in financial and credit understanding relevant to SME lending, with the ability to assess basic financial health and credit needs.
- Effective communication, negotiation, and presentation skills to engage SME decision-makers and explain financial products clearly.
- Ability to work with data and CRM tools for pipeline management, reporting, and tracking performance metrics.
- Bachelor's degree in Business, Finance, Economics, or a related field; an MBA or equivalent postgraduate qualification is an advantage.
- Prior experience in NBFCs, banks, or fintech, especially in SME or business lending, is highly desirable.
- Self-motivated, target-oriented professional with strong problem-solving abilities and comfort in field-based client interactions.
- Good knowledge of the local Gurgaon/Delhi NCR SME ecosystem and willingness to travel for client meetings as required.
- Min Exp. required - 3 yrs in BDM
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