Branch Banking is the liability business for Deutsche Bank present in 17 locations across India. This caters to a wide variety of population through its distinct channels like Personal Banking, Private Banking and Business Banking.
The primary objective is to enhance the value of the existing trade account portfolio.
What we'll offer you
As part of our flexible scheme, here are just some of the benefits that you'll enjoy:
- Best in class leave policy
- Gender neutral parental leaves
- 100% reimbursement under child care assistance benefit (gender neutral)
- Flexible working arrangements
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
Your key responsibilities
Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.
Work includes:
- Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes
- Being responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship
- Identifying business clients credit needs and proposing suitable products, services and/or solutions
- Supporting efforts to gain new business and grow earnings potential from existing clients, e.g., at client conferences
- Advising and guiding teams in the development of bespoke products/solutions/platforms
- Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients. May also participate in the negotiation and execution of mandated transactions with clients
- Optimal utilisation of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements
- Maintaining and growing business contacts and leads in the lending business
- Compliance with internal and credit-related regulations, e.g., QS audit results, KWG18 etc.
- Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines
Your skills and experience
- The candidate should have experience in servicing or sourcing clients
- The candidate should have liabilities experience for sourcing Capital accounts (FDI / ODI / ECB)
- Applicants are preferred from Banking / Premium club membership / (Paid) High End Credit card sales background
- Candidate should have excellent communication in English and be well groomed
- Minimum qualification required is Graduation
- Minimum experience should be 5 10 years in relevant field
How we'll support you
- Training and development to help you excel in your career
- Flexible working to assist you balance your personal priorities
- Coaching and support from experts in your team
- A culture of continuous learning to aid progression
- A range of flexible benefits that you can tailor to suit your needs
