Branch Manager

Company Description

India Shelter Finance Corporation Ltd. (ISFC) is a leading affordable housing finance company with a strong presence across 15 states in India. Focused on providing housing solutions for self-employed individuals with informal income documentation, ISFC offers a range of products including loans for new home purchases, home construction, renovations, and loans against property. With 12 years of experience, ISFC has developed a seamless and inclusive loan management process aimed at serving middle and lower-income groups. Headquartered in Gurugram, Haryana, ISFC helps bridge the gap between aspiration and reality by offering housing loans of up to Rs 30 lakhs to empower individuals to achieve their dream of homeownership.

Role Description

This is a full-time, on-site opportunity for the position of Branch Manager located in Hosur. The Branch Manager will oversee branch operations, ensure compliance with company policies, manage a team of loan officers, and guide them in achieving their targets. Other responsibilities include developing new business opportunities, maintaining client relationships, monitoring loan disbursements, and ensuring the timely recovery of payments. The role also involves driving customer-centric initiatives, ensuring a smooth loan disbursal process, and achieving organizational goals efficiently.

Qualifications

• Proven experience in team management, leadership, and supervising sales or loan officers.
• Good understanding of financial products, loan processes, and documentation, particularly in affordable housing and property loans.
• Strong communication, interpersonal, and negotiation skills to effectively engage with clients and stakeholders.
• Analytical skills to evaluate creditworthiness and decision-making capabilities to approve or recommend loans.
• Knowledge of compliance, risk assessment, and mitigation strategies in financial services.
• Proficiency in using financial software and MS Office tools.
• Proven ability to work towards targets and meet business goals in a fast-paced and challenging environment.
• Bachelor's degree in Finance, Business Administration, Economics, or a related field. MBA or equivalent qualification is preferred.
• Experience in housing finance or the financial services industry will be an asset.