Branch Credit Manager

• Manage and oversee the credit function of the branch, ensuring compliance with regulatory requirements.
• Develop and implement effective credit policies and procedures to minimize risk and maximize revenue.
• Conduct thorough credit assessments and provide recommendations on loan approvals or denials.
• Collaborate with cross-functional teams to identify and mitigate potential credit risks.
• Monitor and report on credit portfolio performance, including delinquency rates and collection efficiency.
• Ensure adherence to all relevant laws and regulations related to credit lending.

Job Requirements

• Strong knowledge of credit underwriting principles and practices.
• Excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data.
• Effective communication and interpersonal skills, with the ability to build relationships with customers and stakeholders.
• Ability to work in a fast-paced environment and meet deadlines.
• Proficiency in Microsoft Office and other financial software applications.
• Strong understanding of the BFSI industry and its regulatory requirements.