About Bharat Banking:
Bharat Banking is a new Department which has been set up to drive different business that the Bank does in Semi Urban and rural markets. The department is expected to drive business outcomes by focusing on partnerships, new products, innovation, reimagining customer journeys and driving / creating new channel.
About the Role:
The Bharat Banking : State Head - FI is responsible for reviewing and monitoring performance of the rural branches within the circle. As the owner of the budgets and targets for the rural branches within the circle, the concern is responsible for ensuring achievement of all targets, productivity, quality and compliance standards. The concern also represents the bank in the statutory meetings on a case to case basis.
Key Responsibilities:
- Review and ensure compliance of all processes according to bank's policies including timely action on internal and statutory audit observation
- Liaison with project team, infrastructure and support service providers for efficient service delivery
- Achieve sales targets as assigned by the organization on a monthly basis
- Ensure the achievement of targets set for Govt. insurance/ welfare schemes like APY, PMJDY etc. by the rural branches
- Ensure successful execution of financial literacy campaigns and initiatives in the designated branches
- Report priority sector lending achievements to the SLBC (state level banker committee) and attend these meetings whenever required, on behalf of the bank
- Ensure successful execution of campaigns and initiatives for Govt. schemes at the rural branches
Qualifications:
Optimal qualification for success on the job is:
- Graduate/ MBA from a recognized university
- 10-15 years in the BFSI sector
Role Proficiencies:
For successful execution of the job, a candidate should possess:
- Knowledge of industry, technology, marketing, and product trends
- Knowledge of regulatory guidelines and norms
- Good communication (both verbal and written) skill
- Ability to handle pressure and meet deadlines
- Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
- Ability to coach and mentor others
