Banking Operations Associate

Title: F&A - Ops Processing Associate / Senior Associate (Grade 04/05)

Job Details:

• Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements.
• Extract and input financial data into bank-approved spreading tool.
• Review audited and compiled financial statements for completeness and accuracy.
• Calculate and validate key financial metrics, ratios.
• Identify discrepancies, missing information, and unusual financial trends for escalation.
• Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations.
• Maintain service level agreements (SLAs) and productivity targets.
• Ensure compliance with internal controls, regulatory requirements, and risk management standards.
• Knowledge of GAAP, IFRS, or regional accounting standards.
• Familiarity with spreading tools such as Moody's Credit Lens, nCino, or any other systems.
• Participating in the training programs based on business needs
• Attending team meetings or customer calls.

Job Requirements & eligibility Criteria:

• 2-4 Years of experience in Banking BPO is preferred.
• Bachelor's degree in commerce, Accounting, Finance, or a related field.
• Understanding of financial statements and accounting principles.
• Knowledge of ratio analysis, cash flow analysis, and credit fundamentals.
• Strong attention to detail and analytical skills.
• Proficiency in Microsoft Excel and financial analysis tools.
• Good written and verbal communication skills.
• Ability to work under deadlines and manage multiple priorities.
• Ability to work scheduled shifts.
• Ability to communicate (oral/written) effectively in English to exchange information with our client when required.