AVP/DVP Working Capital- Corporate Banking- Bank

This is regarding opening with a leading Pvt Bank as an AVP/DVP Working Capital -Corporate Banking

Designation: AVP/DVP Working Capital -Corporate Banking

Experience: 5+ years of work experience in working capital corporate banking

NOTE: Team handling is must

Location: Mumbai/Delhi

Job Role:

Conduct detailed credit appraisal and underwriting for large-ticket proposals (minimum exposure of ₹20 Cr per case).

Assess the creditworthiness of potential customers through financial analysis, cash flow evaluation, and risk assessment.

Structure and customize financial products aligned with client requirements while balancing risk profile, security, and repayment capacity.

Prepare and present credit proposals to approving authorities with clear risk insights and recommendations.

Collaborate closely with the Business Team to support deal structuring and client engagement.

Oversee end-to-end portfolio monitoring, ensuring asset quality and early identification of risks.

Lead and manage a team of Credit Managers, ensuring quality underwriting and adherence to timelines.

Ensure compliance with internal policies and regulatory guidelines across all proposals.

Coordinate with Credit Monitoring Team (CMT) for portfolio tracking, Early Warning Signals (EWS), compliance checks, and reporting.

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