Audit Executive-SUPPORT SERVICES-Internal Audit

Internal Audit †Credit Audit

Garde: M2/M3/M4

Key Responsibilities:

• Participate in audits covering Working Capital, Term Loan, and Non-Fund Based products across Consumer, Commercial, and Corporate Banking portfolios.

• Review credit appraisal, sanctioning, monitoring, and renewal processes to assess adherence to internal policies, regulatory guidelines, and delegated authorities.

• Evaluate borrower assessments, financial analysis, credit due diligence, and risk monitoring frameworks.

• Assess compliance with pre- and post-sanction conditions and identify potential credit, process, and control risks.

• Identify gaps in credit risk evaluation, monitoring, and governance processes, and recommend corrective actions.

• Analyze portfolio trends, exceptions, and control weaknesses to support risk-based insights and recommendations.

• Collaborate with business, credit, risk, and support teams to discuss observations and drive resolution of identified issues.