Associate Product Manager CarTrade Tech (Navi Mumbai)

Job Description: Associate Product Manager

Company: CarTrade Tech

Locaton: Navi Mumbai (Turbhe)

Employment Type: Full-time

About the Role:

We are looking for an Associate Product Manager to help build and improve digital auto finance products across customer, dealer and automotive OEM platforms.

You will work closely with the Auto Finance Product Lead, engineering, design, QA, business teams and external partners to deliver intuitive financing journeys and reliable lender integrations. The role involves taking ownership of assigned features; from understanding user needs and documenting requirements to coordinating development, validating releases and measuring outcomes.

What You'll be doing :

• Understand customer, dealer, lender and business needs through stakeholder discussions, user feedback, funnel analysis and competitor research.
• Translate requirements into BRDs, PRDs, user stories, process flows and clear acceptance criteria.
• Collaborate with design and engineering teams to simplify customer and dealer financing journeys across websites, mobile apps and OEM platforms.
• Develop wireframes and prototypes covering lead capture, eligibility checks, lender offers, loan applications, document submission and status tracking.
• Coordinate with banks, NBFCs, OEMs and technology partners to clarify requirements and deliver integrations.
• Maintain product documentation, communicate progress and risks, and support operational readiness through demonstrations and stakeholder training.

Who We are looking for :

• Minimum 2 years of relevant work experience in product management, business analysis or digital product delivery, with evidence of contributing to a feature launch or technology integration.

• MBA from a recognised institution is mandatory.

• Ability to break down business problems into clear workflows, requirements and measurable outcomes.

• Experience writing requirements, user stories and acceptance criteria.

• Working understanding of APIs, system integrations and data flows, with the ability to collaborate effectively with engineers.

• Strong analytical skills and proficiency in Excel or Google Sheets; basic AI knowledge is desirable.

• Familiarity with product delivery and collaboration tools such as Jira, Confluence and Figma, or equivalent tools.

• Clear written and verbal communication, including the ability to coordinate with external stakeholders.

• Strong attention to detail, ownership and follow-through across multiple dependencies.

Preferred Experience

• Exposure to digital lending, auto finance, embedded finance or financial marketplaces.

• Familiarity with loan journeys covering eligibility, KYC, credit assessment, sanction and disbursement.

• Experience working on lender integrations, loan origination systems, business rule engines or dealer-facing platforms.

• Exposure to B2B SaaS products, OEM partnerships or customer journeys spanning multiple organisations.

• Experience with product analytics, funnel optimisation, user research or experimentation.

• Awareness of consent, privacy and compliance considerations in financial products.