Title: Associate-Merchant Operations
Location: Remote
Duration: 6 months
Key Responsibilities:
KYC & Documentation:
- Review and validate merchant KYC documents as per regulatory and internal guidelines.
- Ensure completeness and accuracy of documentation before onboarding.
Screening & Compliance:
- Perform merchant screening against sanction lists, adverse media, and internal watchlists.
- Escalate potential matches and assist in enhanced due diligence where required.
Risk Rating Methodology:
- Apply predefined risk rating models to categorize merchants based on risk factors (industry, geography, transaction patterns, etc.).
- Maintain and update risk scoring templates and ensure consistency in application.
Data Analysis & Reporting:
- Use Excel to manage large datasets, perform risk calculations, and generate reports.
- Create dashboards and summaries for management review.
Process Improvement:
- Identify gaps in the risk rating process and suggest improvements.
- Support automation initiatives for KYC and screening workflows.
Required Skills & Qualifications:
- Bachelor's degree in Finance, Commerce, Risk Management, or related field.
- 1–3 years of experience in merchant onboarding, KYC, or compliance roles.
- Strong knowledge of regulatory requirements (AML, CFT, sanctions screening).
- Proficiency in Excel (pivot tables, VLOOKUP, formulas, basic macros).
- Familiarity with screening tools and risk rating frameworks.
- Attention to detail and ability to work under tight timelines.
