Associate Manager II - Internal Audit
Location: Bangalore
About the Team
The Internal Audit team at Navi is transforming into a technology-enabled, analytics-first assurance function. We leverage big data analytics, automation, continuous control monitoring, and GenAI-enabled workflows to provide deep, real-time insights across Navi's business lines and platforms.
The team partners closely with Engineering, Product, Data, and Analytics teams to embed scalable, system-driven controls while maintaining speed, innovation, and strong governance.
About the Role
We are looking for an Assistant Manager 2 Internal Audit with a strong analytics and technology orientation, deep understanding of continuous controls assurance (CCA), and hands-on capability in data tools, automation platforms, and GenAI enablers.
This role is ideal for an audit professional who:
- Uses data as the primary audit evidence
- Is hands-on with SQL and analytics tools
- Can design automated, continuous audit checks
- Actively applies AI/ML concepts and GenAI tools to improve audit coverage, speed, and insight quality
- Works seamlessly with Engineering, Product, and Analytics teams
The role reports directly to the Head of Audit.
Key Responsibilities
Analytics-Led Audit Execution
- Plan and execute risk-based audits using data-driven methodologies across multiple business lines.
- Perform full-population testing using SQL and analytics platforms instead of traditional sampling.
- Identify patterns, anomalies, and emerging risks through advanced data analysis.
- Independently lead audits end-to-end with strong analytical rigor and ownership.
Data Analytics & Tools (Hands-On)
- Write and review complex SQL queries to extract, validate, and analyze data from multiple systems.
- Use visualization and BI tools such as Tableau, Power BI, or similar tools to:
- Visualize risks, trends, and control effectiveness
- Build dashboards for continuous monitoring and audit insights
- Apply data analytics and automation tools such as Alteryx, IDEA, or similar tools for:
- Data preparation, blending, and transformation
- Automated rule-based testing and exception identification
- Validate data completeness, accuracy, and integrity across systems and pipelines in collaboration with Data teams.
Continuous Controls Assurance (CCA) & Automation
- Design and implement continuous control monitoring frameworks using system data and business rules.
- Automate recurring audit tests, control validations, and exception reporting using analytics and workflow tools.
- Develop automated audit scripts, dashboards, and alerts for near real-time assurance.
- Identify opportunities to migrate from manual, detective controls to automated, preventive controls embedded in systems.
AI / ML Concepts & GenAI Enablement
- Apply AI/ML concepts (e.g., anomaly detection, rule-based models, trend analysis) in audit and control testing.
- Actively use GenAI tools to enhance daily audit workflows, including:
- Designing and refining audit test logic
- Writing and optimizing SQL and analytics scripts
- Drafting, summarizing, and structuring audit documentation and reports
- Accelerating risk assessment, walkthrough analysis, and issue root-cause identification
- Explore and pilot GenAI-enabled audit use cases to improve audit efficiency, coverage, and insight quality.
Technology & Systems Understanding
- Understand end-to-end data flows, system integrations, APIs, and automated workflows.
- Assess risks arising from system logic, configurations, and data dependencies.
- Work with Engineering and Product teams to evaluate controls embedded within systems and product features.
Risk & Control Assessment
- Evaluate design and operating effectiveness of controls using data-driven evidence.
- Identify systemic and cross-functional risks using analytical techniques.
- Recommend scalable, technology-enabled control improvements aligned with business and platform architecture.
Stakeholder Collaboration
- Partner closely with Product, Engineering, Data, Analytics, Operations, and Business teams.
- Communicate complex analytical findings in clear, business-friendly language.
- Influence adoption of audit recommendations using data-backed insights and logic.
Reporting, Visualization & Closure
- Deliver concise, insight-rich audit reports supported by analytics and visualizations.
- Use dashboards and metrics to track issue closure and control effectiveness over time.
- Perform post-remediation analytics to validate sustainability of fixes.
Qualifications & Experience
- CA / CPA / CIA / CISA/ MBA or equivalent professional qualification
- Strong foundation in internal audit, controls, and risk management
- Hands,-on experience with analytics tools, including:
- SQL (mandatory)
- Visualization / BI tools such as Tableau, Power BI, or similar tools
- Audit analytics and automation tools such as Alteryx, IDEA, or similar tools
- Demonstrated, practical use of GenAI tools to enhance productivity and insight generation
- Experience in technology-driven, digital, or platform-based environments preferred
What We Value
- Analytics-First Mindset: Data is the starting point, not an afterthought.
- Automation Orientation: Constantly looks to eliminate manual effort.
- Curiosity for AI & GenAI: Actively experiments and applies new enablers.
- Systems Thinking: Understands how risks propagate through technology.
- Ownership & Independence: Drives outcomes with integrity and accountability.
Must Haves
1. Perseverance, Passion & Ownership
- Strong alignment with Navi's mission and values
- High accountability and bias for action
2. Obsession with Quality & Precision
- High standards for data accuracy, logic, and analytical depth
- Strong execution and prioritization skills
3. Resilience & Adaptability
- Comfortable with ambiguity, fast change, and new technologies
- Learns tools, systems, and concepts quickly
Inside Navi
We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold we're building tech-first solutions that work at scale, with a strong customer-first approach.
Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India's fastest-growing financial services organisations. But we're just getting started!
Our Culture
At Navi, we're a place where ambition meets opportunity and ideas turn into impact quickly. We empower people with high ownership from the start, encouraging them to solve meaningful problems and build with excellence. Teams here work in an environment that values speed, collaboration and craftsmanship, while celebrating learning, growth and shared wins along the way. Whether you're shaping the future of fintech products or driving innovation behind the scenes, life at Navi means being part of a high-energy, talent-driven workplace where your contributions truly make a difference.
We're guided by our own operating system - The Navi OS - a set of principles that shape how we work and win together. You can explore them at navi.com/our-values to see what drives us every day.
If this feels like you, Navi is the place to grow, thrive and make a real impact.,
