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Mobikwik

Associate Director Engineering

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Job Description

Associate Director Engineering (Payments Integrations & Scalable Systems)

Location: Gurgaon ( WFO)

Role Overview:

We are looking for a strong engineering leader to drive payments integrations and high-scale

platform development. This role will own the architecture and execution of payment gateway

integrations, partner ecosystems, and scalable transaction systems, ensuring reliability,

performance, and compliance.

The ideal candidate will have deep experience in integrating with banks, networks, and

payment partners, along with building distributed systems capable of handling high

transaction volumes.

Key Responsibilities:

1. Payments Integrations (Core Focus)

Lead integrations with:

Banks, NBFCs, and payment partners

Payment networks (UPI, cards, wallets)

Gateways and aggregators

Own end-to-end lifecycle of partner integrations (onboarding certification go-live

optimization)

Ensure seamless handling of APIs, webhooks, retries, and failure scenarios

Drive faster partner onboarding and integration scalability

2. Scalable Systems & Architecture

Design and build high-throughput, low-latency distributed systems

Handle large-scale transaction processing (high TPS systems)

Ensure idempotency, fault tolerance, and data consistency across systems

Optimize systems for performance, availability, and scalability

3. Payments Flow & Platform Ownership

Own critical payment flows including:

Authorization, capture, refunds

Settlement triggers and reconciliation hooks

Build systems for real-time transaction monitoring and alerting

Improve success rates, latency, and system reliability

4. Engineering Leadership

Lead and mentor teams of backend and platform engineers

Drive code quality, system design standards, and best practices

Collaborate with product and business teams to align on roadmap and delivery

5. Compliance & Risk

Ensure adherence to PCI-DSS, RBI guidelines, and security standards

Work with risk and compliance teams on fraud prevention and transaction

monitoring

6. Cross-functional Collaboration

Partner with Product, Business, Operations, and Finance teams

Work closely with external partners (banks, networks) for integration and issue

resolution

Requirements:

1014 years of engineering experience, with strong exposure to payments / fintech

systems

Proven experience in payments integrations (banks, gateways, UPI, cards, wallets)

Strong expertise in building scalable distributed systems

Hands-on experience with:

Backend technologies (Java / Kotlin / Go / similar)

APIs, microservices architecture, event-driven systems

Strong understanding of:

Payment flows and transaction lifecycle

High availability and fault-tolerant system design

Experience leading teams of 815 engineers

Excellent stakeholder management and problem-solving skills

Good to Have:

Experience in merchant acquiring / payment gateway platforms

Exposure to settlement, reconciliation, or ledger systems

Understanding of UPI ecosystem and NPCI integrations

More Info

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About Company

Job ID: 145316563