Role Overview:
Cashfree Payments is seeking a highly experienced professional with a Chartered Accountant (CA) or Law background to join as an Associate Director / Director Risk & Compliance. This position involves developing and implementing robust policies and frameworks to manage financial crime risks, including Anti-Money Laundering (AML) and fraud prevention, while ensuring compliance with regulatory requirements.
What You Will Do:
- Policy Development & Oversight: Strengthen and implement comprehensive policies for financial crime risk management, encompassing Anti-Money Laundering (AML), fraud prevention, and detection mechanisms. This includes developing, maintaining, and overseeing policies, processes, and product-level interventions to ensure robust risk mitigation
- Relationship Management: Managing banking relationships from Risk/Compliance standpoint & also governing the VISA/RBI/NPCI guidelines
- Risk Management: Enhance preventive and detective frameworks to mitigate financial crime risks across Cashfree Payments systems
- Regulatory Compliance: Ensure adherence to applicable laws, regulations, and guidelines by implementing necessary changes in internal processes
- Monitoring & Reporting: Establish robust monitoring systems for suspicious activities and ensure timely reporting to relevant authorities
- Team Leadership: Provide strategic direction to the financial crime risk team and foster a culture of compliance and risk awareness
- Operations Oversight: Lead a team of risk analysts to manage Fraud and AML operations - including merchant reviews, transaction monitoring, and escalation handling - and to respond to summons and data requests from Law Enforcement Agencies (LEAs) in a timely and compliant manner
What You Will Need:
- Bachelor's or Master's degree in Law, or Chartered Accountant (CA) qualification is mandatory
- 10-15 years relevant experience in policy development, fraud strategy, and financial crime risk management, with a proven track record of working in fast-paced, dynamic organizationsStrong understanding of regulatory frameworks in India
- Prefer candidates with experience in cross-border payment companies or banking institutions
- Exceptional stakeholder management skills with the ability to liaise effectively with regulators, Internal tech/product team & banking partners
- Analytical mindset with proficiency in data-driven decision-making
