Associate Director- Credit Rating (Large Corporates)

Role: Associate Director- Credit Rating (LCG)

Business: Ratings

Department: Large Corporate Group- Corporate Sector

Experience: 7 to 12 years

Job Role: Lead a team of analysts involved in rating of corporate and infrastructure sector entities.

Functional Skills / Knowledge

• Technical:

  • Good understanding of balance sheets, P&L statements and cash flows. Ability to build future cash flows and assess debt servicing ability
  • Strong understanding of 2-3 infrastructure sectors like Renewable power, airports, transmission etc. or any other large ticket sectors.
  • Ability to understand contractual agreements including financial covenants, clauses and their repercussions

• Client Management / Stakeholder Management:

  • Lead the team in meeting preparation covering analysis of past trends and future projections
  • Undertake in-person meetings with senior management personnel at client side to discuss strategy, business and financial performance

• Writing and Presentation Skills:

  • Writing detailed rating reports to explain the rationale behind the rating
  • Making presentations to Crisil Ratings Rating Committee
  • Preparation of sector notes
  • Writing opinion pieces to cover developments / share outlook on various asset classes / sectors

• Regular Portfolio and Sector Monitoring
  • Monitoring and tracking the financial performance on quarterly basis aside from event-based reviews
  • Stay updated on the latest market developments and their implications

Candidate Profile

• Excellent oral and written communication skills primarily focused on managing client communication and report writing
• Ability to get execution of transactions under stringent timelines
• Has relevant experience in managing teams involved in analysis of infrastructure sectors
• Experience in handling CXO conversations at in-person meetings

• Proficient in GenAI prompt writing, MS-Excel, MS-Word, MS-Power Point

Education - CA/ MBA (preferred from Premier/ tier 1 College)