Join JPMorganChase Internal Audit-as part of the Commercial and Investment Banking (CIB) Business Audit Team in Mumbai, you'll help strengthen the control environment across a world-leading CIB franchise spanning markets, securities services, and payments, partnering with integrated business and technology audit specialists across the globe.
Job Summary
As a Commercial and Investment Banking (CIB) Audit Associate based in Mumbai within the Payments Audit team, you will support and execute risk-based audits across Payments. You will participate in end-to-end audit delivery-planning, testing, control evaluation, and issue management-while maintaining strong, independent relationships with key stakeholders. You will collaborate closely with global Audit colleagues and business partners, apply sound judgment to enhance internal controls, and build a strong understanding of CIB functions, key controls, and the evolving regulatory landscape.
Job Responsibilities
- Participate in risk assessments to identify key operational and control risks within CIB Payments.
- Support audit planning by defining scope, objectives, and testing approach with senior auditors/audit managers.
- Execute audit testing, document workpapers, and validate evidence in line with audit methodology and standards.
- Evaluate control design and operating effectiveness assess gaps against identified risks.
- Draft clear, well-supported audit issues, including root cause, risk impact, and recommended actions.
- Track audit deliverables to ensure assignments are completed on time and within budget.
- Partner with global Audit colleagues to ensure consistent coverage, quality, and alignment across locations.
- Identify emerging control issues early and escalate appropriately to Audit management and stakeholders.
- Perform issue follow-up, verify remediation, and support closure validation and reporting.
- Build and maintain effective relationships with business management and control partners while maintaining independence.
- Stay current on industry and regulatory changes impacting CIB Payments and demonstrate technical competency in discussions and deliverables.
Required qualifications, capabilities and skills
- Minimum 6 years of internal or external audit experience, or relevant business experience.
- Minimum Bachelor's degree (or relevant financial services experience).
- Strong understanding of internal controls and ability to assess control adequacy against risks.
- Experience applying internal audit methodology across audit delivery and execution.
- Excellent written, verbal, and presentation skills able to communicate complex/sensitive matters to senior management.
- Strong interpersonal and influencing skills able to build credibility and partner effectively while driving control improvements.
- Strong analytical skills, including assessing likelihood and impact of control weaknesses.
- Proven ability to multitask, prioritize effectively, and deliver under time pressure.
- Ability to drive efficiency via automation using existing technical infrastructure open to leveraging new technologies.
- Self-motivated, accountable, and comfortable taking ownership and initiative.
- Strong team orientation: collaborates, shares information, and supports colleagues.
Preferred qualifications, capabilities and skills
- Chartered Accountant (CA) or equivalent Certified Internal Auditor (CIA) and/or advanced degree in Finance or Accounting.
- Relevant working experience in Commercial and Investment Banking businesses.
