Credit Risk Strategy
Job Description:
A successful candidate would work as an EXL consultant with a leading Mexico Financial Services
Organization on an unsecured lending portfolio. The job will require the consultant to work on:
- Support tactical & strategic risk analytics initiatives for banks Risk team
- Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs
- Policy analytics to make sure correct customer segments are targeted and acquired
- Recommend changes to business strategy and risk management policies
- Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance
- Clearly communicate analysis as presentations to technical & non-technical groups
- Develop and maintain effective working relationships with colleagues in other areas of Risk Management.
- Summarize analytical findings into presentations and share analysis & reports with senior leadership.
- Maintain a high degree of technical and policy understanding with respect to credit risk.
- Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met.
- Train, coach and develop team members
- Well versed with statistical concepts EDA, measures of central tendency, measures of dispersion, Linear regression (SLR/MLR), hypothesis testing, probabilities etc.
Qualifications:
- 8-12 years of experience in Analytics and Decision Science.
- Risk Analytics experience: Portfolio analytics, Acquisition and Line Management, Project Management, Client Management
- Past experience in problem solving roles, strategic initiatives etc.
- Knowledge in Banking Domain
- Must have: Hands on work experience in Python, SQL, and advance excel
- Good to have - R software
- Educational Background
- o B.Tech /B.E from premier/reputed organizations (IIT/NIT preferred)
- o Other courses include economics, mathematics, operations research etc.
