Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD

Business

Financial Services

Unit

Aditya Birla Finance Ltd.

Location

Mumbai

Poornata Position Number of the job

Reports to: Poornata Position Number

Poornata Position Title of the job

Technical Manager

Reports to: Poornata Position Title

Zonal Technical Manager

Function

Risk, Management & Compliance

Reports to: Function

Risk, Management & Compliance

Department

Risk & Legal & Collections

Reports to: Department

Risk & Legal & Collections

Designation of the Employee:

Area Legal Manager

Manager's Designation:

Regional Legal Manager

Date of writing/ Updation of JD

30 Jan 2023

Policy & Process

• Preparing & review City Specific Process notes which can cater city specific deviations & mitigants for the same.
• Inputs for updating technical policy, Vendor management Policy, Audit policy.

Vendor Management

• Vendor Empanelment for respective zones
• Periodical review of the vendors for respective zones.
• Monitoring TAT
• Resolving valuation specific queries from respective zones.

Audit & Hind sighting

• Carrying out periodical audits of vendors for respective zones
• Carrying out monthly audit for sampled valuations, lease rentals for respective zones/locations.

Construction Finance

• Visiting Construction Finance projects.
• Due diligence of all project approvals.
• Project analysis including evaluation of projects, project lifecycles, cost break-ups & Techno economic feasibility analysis.
• Preparation of primary Project Feasibility analysis for Construction finance / Debt Syndication proposals.
• Valuation of Construction Finance Projects, checking regulatory compliances w.r.t. permissions & Development Control Regulations of authorities.
• Preparing project life cycles & Milestones.
• Monitoring periodically the progress of projects & end use of funds for all construction finance cases.
• Quarterly progress report for construction finance projects.

Mortgages / Home Loans / CFG/CMG

• Checking & validating valuation reports given by valuation agencies.
• Setting up of city specific process notes to identify city specific deviations & providing solutions for the same.
• Ensuring compliance with technical norms for the area in line with those set out as per the process.
• Timely collection and updating the amendments in development control regulations affecting real estate sector.

Approved Project Facility

• Getting project reports from valuation agencies.
• Periodical maintenance & circulation of MIS for APF projects.
• Periodical monitoring of all APF projects & updating the management about progress.

Portfolio Analysis

• Revaluation of portfolio as per approved revaluation policy.
• Monthly sampling & audit for valuation reports.
• Any other type of analysis.

Database / MIS Management

MIS for respective Zones

• MIS for APF (Monthly)
• MIS for vendor (Half-Yearly)
• MIS for Advance Disbursement Facility cases (Monthly)
• MIS for delay in disbursement for under-construction cases (Half-Yearly)
• MIS for progress for construction finance projects (Quarterly