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paisalo digital limited

Area Head

4-6 Years
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  • Posted 7 hours ago
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Job Description

Industry: NBFC / Fintech

Experience: Minimum 4 years

Locations: Agra

Job Summary

We are seeking a dynamic Area Head – EV Finance to drive business growth, lead teams, and strengthen dealer and OEM partnerships while ensuring operational excellence and strong risk and compliance standards.

Key Responsibilities:

Business Development & Market Expansion

  • Drive business growth for EV and automotive finance products across the assigned area.
  • Build and strengthen relationships with dealers, OEMs, DSAs, and channel partners.
  • Identify new market opportunities and execute area-level expansion strategies.
  • Achieve business targets in line with company objectives.

Team Leadership & Performance Management

  • Lead, manage, and develop large field teams to ensure high productivity and performance.
  • Recruit, train, and mentor team members to build a strong and capable workforce.
  • Monitor individual and team performance against defined KPIs.

Operational Excellence

  • Ensure smooth day-to-day operations with strong process adherence and service delivery.
  • Drive efficiency through structured processes and governance frameworks.
  • Coordinate with credit, operations, and collections teams for seamless execution.

Risk & Compliance

  • Ensure strict adherence to credit policies, risk controls, and compliance guidelines.
  • Monitor portfolio quality and take corrective actions to manage delinquencies.
  • Support audit requirements and ensure regulatory compliance.

Market Intelligence & Strategy

  • Capture market trends, competitor insights, and customer feedback.
  • Provide inputs for product improvement and strategic decision-making.
  • Develop area-specific business plans based on market intelligence.

Required Skills & Competencies:

  • Strong knowledge of auto loans, EV financing, and asset-backed lending products.
  • Proven experience in business development and channel management.
  • Excellent relationship-building and negotiation skills with dealers, OEMs, DSAs, and customers.
  • Demonstrated ability to manage large teams and consistently achieve business targets.
  • Strong understanding of risk management, compliance, and operational processes in NBFC/Fintech.
  • Effective communication, leadership, and problem-solving skills.

Qualifications & Experience

  • Graduate in any discipline (mandatory).
  • Minimum 4 years of experience in NBFC / Fintech / Financial Services, preferably in EV finance, auto loans, or secured lending products.
  • Experience in managing multi-location or area-level operations will be an advantage

More Info

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Job ID: 147476009