Job Requirements
Role/ Job Title: Area Head - JLG
Function/Department: JLGs
Job Purpose
Ensuring high class portfolio quality by maintaining collections efficiency with consistent growth in portfolio along with maintaining high compliance standard
Roles & Responsibilities
- Primarily responsible for sales and collections of JLG product.
- Maintaining high class Collections efficiency across buckets as desired by the bank. Current bucket collections to be above 99.5%
- NTB acquisition of customers with retention of existing customers
- Constant growth in the portfolio by increasing number of customers and consistently delivering desired disbursal amount.
- High compliance standards with continuous portfolio checks. Ensuring minimum governance issues and process lapses
- Ensuring best customer service with minimum/zero escalations
- Driving digital initiatives within the product.
- Share best practices and competitive intelligence with other regions and clusters to foster knowledge exchange and consistent performance.
- Uphold high ethical standards and ensure adherence to all statutory and regulatory guidelines.
- Drive livelihood development and community upliftment initiatives, aligning with the bank's broader social responsibility goals.
- Empower team by offering continuous training, coaching, and mentorship to enhance productivity and service quality.
Education
BA / BCom / BBA / BSc / BTech / BE or any other graduate
.
Experience
5 – 10 years of relevant experience.
