Area Credit Manager - LAP
Area Credit Manager - LAP
Skill Lab Services- Posted 11 hours ago
- Be among the first 10 applicants
Job Description
Roles And Responsibilities
- Undertake a thorough and comprehensive single window credit assessment process, which can serve as the enabler to offer right loan products to customers for loan against property
- Undertake the credit assessment process within defined turn-around-time (TAT)
- Focus on delivering best in class service and transaction experience to customers in every engagement
- Consider key market nuances in the credit underwriting process
- Undertake comprehensive opportunity capturing while conducting credit assessment
- Keep a focus on creating high quality portfolio
- Manage the complete life-cycle of loan process, through credit application till disbursement
- Keep a track of market factors, indices, policies and regulations and identify the impact on credit portfolio and decisioning
- Ensure post disbursement documents and covenant management
- Work closely with internal teams such as legal, technical valuation, filed investigation, risk containment amongst others
- Monitor loan utilization, repayment capacity, adherence to policy/guidelines and loan covenants and other critical process and compliance checks
- Post Graduate preferred with 5-8 Years of relevant work experience.
- Prior experience in channel management for LAP, HL, Secured Loans
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Key Skills
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