Search by job, company or skills

U

Area Business Manager Working capital

Ujjivan Small Finance Bank
Bengaluru
8-13 Years
new job description bg glownew job description bg glownew job description bg svg
  • Posted a month ago
  • Be among the first 50 applicants
Early Applicant
Quick Apply

Job Description

  • Business/ Financials
  • Daily/ Weekly /Monthly monitoring of the accomplishment of targets according to the annual/monthly targets established for the cluster and branches under his/her responsibility to provide guidance and solutions to his/her team as required
  • Assign targets and results on daily, weekly, monthly basis of portfolio of risk by different categories such as days in arrears, number of installment due, amount within his/her Cluster by branch, relationship manager with the objective to identify tendencies and risks.
  • Supports Relationship manager- in his/her area in their duties of client visits, risk assessment and recovery strategies
  • Efficient staffing by timely recruitment & training
  • Implement, supervise and control effectiveness of commercial strategy with his/her team to reach the productivity and growth targets established.
  • Approve deviations and exceptions according to policy in place.
  • Customer (Both Internal & External)
  • Ensure customers are educated about all products/services offered by Ujjivan.
  • Ensure lower customer attrition by providing different products as per customer requirement.
  • Focus on lower TAT as per laid down standards.
  • Internal Process
  • Ensure compliance with lending guidelines, quality framework and audit requirements; ensure speedy resolution of any audit observations and take necessary steps to prevent recurrence audit and other regulations.
  • Monitor health of portfolio
  • Ensure, supervise the correct implementation of the credit procedures including all the respective tools
  • Discuss strategies and changes in terms of products, capacity building, procedures etc.
  • Innovation & Learning
  • Ensure that all members of his team are up to date on all relevant circulars and all products/services offered in the Branch
  • Evaluate the staff competences in terms of promotion, business assessment and credit risk assessment capacity and propose solutions for improvement
  • Ensure adherence to training man-days/ mandatory training programs for self and reportees
  • Ensure goal-setting, mid-year review and annual appraisal process within specified timelines for self and reportees
  • Monitor performance of staff against defined goals/metrics and take corrective action wherever required; undertake disciplinary and attendance monitoring of the team.

More Info

Job Type:
Permanent Job, Jobs for Women
Industry:
Banking
Role:
Business Analyst
Function:
Banking
Employment Type:
Full time
Open to candidates from:
Indian

About Company

Ujjivan Small Finance Bank

Ujjivan Small Finance Bank Limited is a banking company licensed under Section 22 (1) of the Banking Regulation Act, 1949 to carry on small finance bank business. It is also a subsidiary of Ujjivan Financial Services Ltd. The bank has commenced its operations with effect from February 1, 2017 & we attained a Scheduled Bank status in August 2017. Currently, Ujjivan Small Finance Bank has 752 branches live across 26 States and Union Territories. Ujjivan’s mission is to build a leading state of the art “mass market” bank in five years serving the unserved and underserved customers who are currently outside the formal banking system.

Job ID: 121182935

Jobs by Skill - IT
Jobs by Skill - Non IT
International Jobs
Last Updated: 04-11-2025 03:27:22 AM
Homejobs in Bengaluru / BangaloreArea Business Manager Working capital