Summary
Job description
Crédit Agricole Group International Desk (PAI), India is a part of the Global International Business Solutions serving the Credit Agricole Group, assisting the group's mid-cap clients with their international operations, by providing expertise on the local environment as well as by securing access to a wide spectrum of banking services in India.
The Assistant Credit Officer at PAI will be reporting to the Manager, International Desk, India. He/she is responsible to assist in the activities of A/c opening, Credit Analysis, liaising with clients located pan India and liaising with internal teams across the CACIB India Branches to ensure smooth completion of on-boarding of clients. The officer is also involved in day-to-day transactional activities of loans, international trade and Fx related activities in client servicing and account monitoring.
Job Description
- Undertake A/c opening activities in liaison with internal A/c opening & KYC teams and clients.
- Undertake accurate and timely credit analysis of counterparties (French, Italian and Spanish clients located in India) by identifying business and financial risk based on understanding of business model, financial statement analysis, preparing cash flow model and peer analysis.
- Write credit reviews/analysis for recommendation to Risk team and Senior Management approval in liaison with Legal, Compliance, Treasury and Risk teams.
- Post approval, engaging in loan documentation in liaison with internal teams and ensuring smooth completion of credit line set-ups.
- Active participation in onshore and offshore loan bookings
- Monitoring of account and client portfolio along with covenants in regular discussions with internal and external stakeholders.
- Manage the credit portfolio and assist senior decision makers to make informed decisions based on your recommendations.
- Comply with the rules applicable to CACIB staff (i.e. Compliance/Financial Security), as well as legal and regulatory requirements.
- Handle regulatory and transactional queries from clients and address them efficiently in liaison with the Reporting officer and respective internal teams.
- Be the central point of contact for all client activities in co-ordination with the Reporting Manager.
- Handle time to time ad-hoc requests on MIS and data requested from global offices.
Application criteria
Company Crédit Agricole CIB
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group, the 10th largest banking group in the world *.
We support major companies and financial institutions in their development and the financing of their projects.
As pioneers in responsible finance, social and environmental commitments are at the heart of our activities.
Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy.
We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations.
Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered.
By working every day in the interest of society, Crédit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations.
All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences.
Ready to take part in our mission
- By balance sheet size - The Banker, Juillet 2025
