Analyst

Analyst with 2 to 3 years of experience 

Role

• Credit/risk analysis, counterparty assessments involving rigorous credit and counterparty risk analysis encompassing industry / business research, transparency/regulatory compliance, litigation checks and financial analysis of various corporates.
• Analyse Company's financial performance include;
  • Past financial performance which includes profit & loss, balance sheet, cash flow/fund flow, ratio analysis & benchmark these against peer performances
  • Analysis of fund diversions/related party transactions
  • Bank statements/GST data/ credit bureau data analysis
  • Projected future performance of the company
• Thorough virtual or face to face interactions with high profile individuals and teams of professionals like CEOs/MDs/CFOs of corporates from various sectors for understanding business dynamics, strategies and plans
• Undertake data mining from sources such as media, regulatory websites, research publications, periodicals, industry sources, respective company reports, etc.
• Prepare reports that cogently capture the information available with respect to the credit, compliances highlighting key risks and grading parameters along with relevant analytical observations, trends, and queries for the client, information gaps, etc.
• Ensure adherence to set processes and timelines
• Maintain a high level of data and analytical quality in report preparation 

Candidate profile

• Background in credit/risk analysis of small/mid and large corporates with sector specific understanding
• Work experience in credit rating agencies, research firms, banks, NBFCs
• Independent and decisive mindset
• Should be capable of multi-tasking and handling projects with deadlines
• Excellent written and oral communication skills
• Advanced knowledge of MS-Excel, word and power point skills

Preferred qualifications

• MBA, CA/inter CA, CFA level 1 or 2 with 2/3 years of experience
• Knowledge of technology/tools like python, Power BI, Tableau would be added advantage