Analyst &Dev- ISO 20022/ISO 8583,Swift,RTP for website of Fintech

Role Overview

We are seeking a Messaging Expert with ISO 20022 experience to protect the fidelity of our real-time payments (RTP) international product suite and meet customer needs. This specialist role will focus on maintaining and updating Message Implementation Guides (MIGs) using industry-standard messaging tools and practices, ensuring alignment with global messaging standards and regulatory requirements.

Working as part of the Product Development function, the expert role will collaborate closely with product managers, architects, and the broader messaging SME community to ensure all artefacts are accurate, scalable, and aligned with Mastercard and industry-wide best practices.

You will also have the opportunity to work in product management by gathering, analysing, and documenting business requirements as user stories, and collaborating with development teams to deliver payment solutions.

Responsibilities

-Develop,maintain,andupdateMessageImplementationGuides(MIGs)forISO20022-basedpaymentflows(e.g.,credittransfers,returns,requesttopay).

-EnsuremessageformatscomplywithISO20022,SWIFTandlocal/regionalschemerulesandregulatorymandates.

-DefineandmanageXML,JSONschemastructureswithprecision,includingschemavalidation,troubleshooting

-Translatebusinessandtechnicalrequirementsintocompliantmessageformatsincollaborationwithproduct,tech,andexternalstakeholders.

-Overseetheend-to-endmessaginglifecyclefromdesignthroughtotestingandproductionsupport.

-Contributetomessaginggovernanceframeworksensuringcleardocumentation,auditability,andadherencetostandards.

-Staycurrentwithemergingstandards(e.g.,CPMI,schemeupdates),tools(e.g.,OxygenXMLEditor,XMLSpy),andindustrybestpractices.

-Supportimpactassessments,rootcauseanalysis,anddefectresolutionrelatedtomessageimplementation.

-Participateinagiledeliveryprocessesbygatheringrequirements,writinguserstories,andsupportingproductdocumentation.

-CollaboratewithinternalSMEstoensurescalable,high-qualitysolutionsandcontinuousimprovementacrosstheproductset.

Experiences

->5yearsinpaymentsorfinancialservices,withhands-onexperienceinISO20022messagingandpaymentstandards.

-DeepunderstandingofXMLandJSONschemastructures,includingelementanddatatypedefinition,validation,andschemalifecyclemanagement.

-Experiencedinvalidatingschemastructures,troubleshootingschema-relatedissues,ensuringsmoothdataintegration,andmanageschemachangesendtoend

-ExposuretoschemeorregulatorymessagingrequirementssuchasSWIFTCBPR+,domesticISOmigrations,orCPMIprinciples.

-Provenabilitytocreate,review,andmaintainMessageImplementationGuides(MIGs)orstructuredmessagespecifications.

-Proficiencywithindustry-standardmessagingtoolsandpractices(e.g.SwiftMyStandards,GEFEG.FX,schemadifftools,versioncontrolsystems).

-Familiaritywiththeapplicationofmessagetypesinreal-timeorcross-borderpaymentflows.

-ExposuretoschemeorregulatorymessagingrequirementssuchasSWIFTCBPR+ordomesticISOmigrationprograms.

-ExperienceworkinginAgileteams,contributingtouserstories,impactassessments,andsprintplanning.

-Stronganalyticalskills,attentiontodetail,andacollaborativeapproachtoworkingwithproduct,QA,andintegrationteams.

-Excellentcommunicationanddocumentationskills,withtheabilitytoconveycomplexmessagelogicclearlytotechnicalandbusinessstakeholders.

-InvolvementinSAFeAgiledevelopmentprograms.