Account and Reconciliation Officer

ISEND PTE. LTD. is a Major Payment Institution under ISEND GLOBAL Group, licensed by the Monetary Authority of Singapore (MAS). We specialize in cross-border remittance and payment solutions, enabling individuals and businesses to transfer money securely to 100+ countries. With operations spanning Singapore, Australia, the USA, Japan, and South Korea, ISEND is committed to transparent, fast, and cost-effective international money movement.

This is an onsite job and the location is Noida Sector 62, New Delhi. The Accounts & Reconciliation Officer is responsible for maintaining accurate financial records and ensuring all transactional accounts are reconciled on a timely basis. In a high-volume remittance environment, this role plays a critical part in identifying discrepancies, supporting month-end closing, and ensuring compliance with MAS regulatory reporting requirements.

Key Responsibilities:

•    Perform daily, weekly, and monthly reconciliation of remittance transactions, bank accounts, nostro accounts and e-wallet balances across multiple currencies and corridors

•    Investigate and resolve reconciling items, discrepancies and unmatched transactions in coordination with the Operations and Treasury teams

•    Maintain and update the general ledger, accounts payable/receivable and sub-ledger entries accurately

•    Prepare journal entries and ensure correct coding of all financial transactions in accordance with accounting standards

•    Assist in month-end, quarter-end and year-end close processes including preparation of financial schedules and supporting documents

•    Liaise with banking partners and payment correspondents to resolve outstanding reconciling differences

•    Support preparation of MAS regulatory reports and internal management reports

•    Monitor and track fees, commissions, and foreign exchange (FX) settlements between iSend and its partners

•    Maintain proper documentation and audit trails for all financial records in compliance with internal policies

•    Assist with internal and external audits by providing required data, schedules, and reconciliation reports

Continuously identify and recommend improvements to reconciliation processes and internal controls

Qualifications and Requirements:

•    Diploma or Bachelor's degree in Accounting, Finance, or a related field. Masters Degree is preferred.

•    Minimum 2 years of relevant experience in accounts reconciliation, bookkeeping, or financial operations

•    Solid understanding of double-entry bookkeeping and accounting principles

•    Proficiency in Microsoft Excel (VLOOKUP, pivot tables, data matching) and accounting software

•    Strong analytical and problem-solving skills with high attention to detail

•    Ability to work under pressure and meet tight deadlines in a fast-paced environment

•    Good communication skills in English; ability to liaise effectively with internal teams and external partners

Preferred Skills and Experience:

•    Experience in the remittance, payments, or fintech industry

•    Familiarity with multi-currency accounting and foreign exchange transactions

•    Proficiency in TALLY is preferred.

•    Knowledge of MAS regulatory requirements for payment service providers is preferred.

•    Experience with ERP or accounting systems – XERO and TALLY

•    CPA, ACCA, or equivalent professional accounting qualification (completed or in progress)

What we offer

•    Competitive salary package

•    Opportunity to work in a fast-growing fintech company

•    Dynamic and inclusive multicultural work environment

•    Professional development and career growth opportunities

•    Exposure to global payment networks and cross-border financial operations

•    Flexible and collaborative workplace culture