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12 Months Contract Credit Processing Executive #BJJ
Our client is a reputable local bank seeking a Credit Processing Executives to join its Cards & Unsecured Credit team. The successful candidates will support the end-to-end processing and assessment of credit card and unsecured credit applications while ensuring compliance with internal policies and regulatory requirements.
Job Responsibilities
. Process credit card and unsecured credit facility applications accurately and efficiently.
. Evaluate and assess applicants creditworthiness based on financial information, credit profiles, and supporting documentation.
. Review applications and make appropriate recommendations for approval in accordance with established credit guidelines.
. Ensure all credit assessments and processing activities comply with the bank's internal policies, procedures, and regulatory requirements.
. Identify and escalate potentially fraudulent, suspicious, or falsified documents and applications.
. Liaise with relevant internal departments and business units to clarify information and facilitate timely application processing.
. Perform document sorting, data entry, scanning, application tracking, processing, and reporting activities.
. Maintain accurate records and ensure all application documentation is complete and properly maintained.
. Monitor application status and follow up on outstanding information or documentation to ensure timely processing.
. Assist with process automation and system enhancement projects to improve operational efficiency.
. Perform other ad-hoc duties and projects as assigned.
Job Requirements
. Diploma or Degree in Banking, Finance, Business, or a related discipline.
. 1 to 3 years of relevant experience in credit processing, credit operations, loan processing, cards operations, or banking operations.
. Experience in credit card or unsecured lending processes will be an advantage.
. Good understanding of credit assessment principles, internal policies, and regulatory requirements.
. Strong attention to detail with good analytical and problem-solving skills.
. Able to identify discrepancies and potential fraudulent documentation.
. Good organisational and time management skills, with the ability to handle high volumes of applications within stipulated timelines.
. Proficient in Microsoft Office applications, particularly Excel.
. Good communication skills and ability to work effectively with various internal stakeholders.
Contract: 12 Months Contract
Department: Cards & Unsecured Credit
Salary: S$3,000 - S$4,000 per month
Please send your application directly via [Confidential Information] for a faster response.
Only shortlisted candidates will be notified.
(Jann) Tan Wei Ying (R1103708)
Email Address: [HIDDEN TEXT]
Recruit Express Pte Ltd
EA License No: 99C4599
Recruiter's Ref Code: #BJJ
Job ID: 152518427