We are seeking a Lead Business Analyst to drive requirements gathering, stakeholder management, and solution delivery within a credit risk and commodity trading environment. The ideal candidate will bring deep domain expertise in credit risk concepts, strong business analysis skills, and the ability to bridge business and IT teams across Agile and Waterfall delivery models.

Responsibilities

Capture business problems, value drivers, and functional/non-functional requirements and translate them into functionality
Assess risks, feasibility, opportunities, and business impact of proposed solutions
Model processes, data flows, and technology to understand current value, identify issues, and recommend improvements
Create and update clear documentation of requirements to align with the solution over the project lifecycle, ensuring traceability from business needs through testing to final solution
Interact with software suppliers, designers, and developers to understand software limitations and ensure business requirements and use cases are addressed
Configure and document software and processes using agreed standards and tools
Define acceptance criteria and validate that solutions meet business needs through coordinated testing and UAT support
Present compelling business cases to justify solution value and secure approval, funding, and prioritization
Lead stakeholder management activities, large design sessions, and workshops
Lead teams in completing business analysis activities on projects
Educate stakeholders, including Product Owners and business partners, on Agile ways of working
Balance multiple priorities while bridging communication between business and IT teams

Requirements

10-15 years of overall IT experience, with a Bachelor's/Master's degree in IT, Business Administration, or a related field
Knowledge of Credit Risk functions, Commodity Derivatives (physical & financial), price curves, and credit risk concepts such as LGD, ECL, PD, and PFE
Understanding of Credit Risk Reporting, including exposure, credit review, limit reporting, and controls reporting
Background in requirements management, process and data analysis, and stakeholder engagement, with experience leading workshops and driving solution alignment
Proficiency in Excel, SQL, Power BI/Tableau, JIRA, and Confluence
Experience with Agile and Waterfall delivery models
Strong verbal and written communication skills, with the ability to translate business needs into clear user stories and specifications
Analytical mindset with the ability to work as a self-starter
Familiarity with ETRM systems such as Endur and Aligne

Nice to have

Skills in Business Process Modeling, Change Management, and UI/UX Design Thinking
Expertise in Data Visualization, Analytics, and Modeling
Familiarity with Generative AI Use Cases and storytelling techniques
Understanding of the trading lifecycle from pre-deal to settlement
Awareness of commodity markets and regulatory compliance

Lead Business Analyst- Credit Risk Management