Job Description

About the company

SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto Make Life Simple inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.

SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, color, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.

Join us to shape the future of digital payment in India and unlock your full potential.

What's In It For YOU

SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees
Dynamic, Inclusive and Diverse team culture
Gender Neutral Policy
Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
Commitment to the overall development of an employee through comprehensive learning & development framework

Role Purpose

The role is responsible for monitoring the corporate card portfolio basis the spends and corporate credit bureau data received on a periodic basis.

Role Accountability

Analysis and monitoring of corporate card portfolio performance to identify spending patterns in line with credit approval
Conduct data analytics, modelling and segmentation for portfolio management
Create and monitor of portfolio performance dashboards on time on a periodic basis
Digitizing the financials & scorecard outputs
Monitor portfolio performance and take corrective actions to maintain the portfolio delinquency within benchmark rates
Identify opportunity or stress segments in the portfolio and taking appropriate actions(+ve and -ve actions)

Measures of Success

Maintaining portfolio quality (30+ %, NPA% etc.) within the defined benchmarks

Technical Skills / Experience / Certifications

Must have working knowledge of MS excel and data analytics tools like SQL & SAS
Must have the ability to work effectively within a team and with other teams
Self-starter

Competencies critical to the role

Written and verbal Communication
Analytical Skills & Problem Solving
Process Orientation
Agility & responsiveness

Qualification

Master's degree in economics, statistics or business management

Preferred Industry

BFSI

Manager - Credit Card Portfolio Analytics