Skill required: Commercial Banking Operations - Core Banking

Designation: Banking Operations Senior Analyst

Qualifications:Any Graduation

Years of Experience:5 - 8 YEARS

About Accenture

Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world's largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com

What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management.

What are we looking for

Should be able to review the US financial statements of the borrowers/guarantors, calculate/interpret the financial ratios.
Understand and Analyze the company / borrower performance based on financials, cashflow, and other secondary information
Payment Operations
Funding and Loan Booking Operations
Understand the type of facilities and exposure of the borrower to asses the Loss Given Default and the Probability of Default. Should have knowledge of financials ratios impact on the overall performance.
Ability to summarize borrower, financials, cashflow. Industry performance details in a clear and crisp way
Identify the Risk associated with the borrower / company and mention it accordingly in the review along with the possible mitigants with justification.
Performing assignments/deals/tasks of moderate complexity
Working with limited supervision, Performing tasks with some degree of independent decision making, Ability to take judgment calls
Contributes to cycle time improvement and efficiency of the team
Communicating in correct English with clients, both orally and written. Analytically sound to take decisions on effectiveness of Controls. Advanced Proficiency required in English Language to create document
Perform assignments/deals/tasks of high complexity and resolving queries
Ability to interact with Clients on weekly calls and explain Issue Management process - Moderate exposure to this skill and related work experiences. - Can assist other team members with questions and problems related to this skill - Applies skill (at basic level to work situations, with some guidance. - Extensive exposure to this skill and related work experiences. - Applies skill (at advanced level) to work situations with medium complexity, with little or no guidance. - May train and/or direct the work of others in application of skill. - Regarded as a center wide resource on this skill. - Applies detailed knowledge and skills to complex (or new) work situations in multiple settings settings. - Trains and/or directs work of other in complex facts, methods, and techniques related to the skill. Roles and Responsibilities:
In this role you are required to do analysis and solving of moderately complex problems
May create new solutions, leveraging and, where needed, adapting existing methods and procedures
The person would require understanding of the strategic direction set by senior management as it relates to team goals
Primary upward interaction is with direct supervisor
May interact with peers and/or management levels at a client and/or within Accenture
Guidance would be provided when determining methods and procedures on new assignments
Decisions made by you will often impact the team in which they reside
Individual would manage small teams and/or work efforts (if in an individual contributor role) at a client or within Accenture
Please note that this role may require you to work in rotational shifts