Commercial Card Product Management (Corporate, Investment Proposals & Governance Submissions, Fleet Card) ? Product Strategy & Roadmap Development ? Business Case Development & Portfolio P&L Management ? Pricing, Rebate & Revenue-Sharing Model Design ? Interchange, Scheme Incentives & Issuer Economics ? Scenario Modelling, Sensitivity & Break-even Analysis ? Co-brand & Strategic Partnership Management ? Fuel, Energy or Mobility Partner Management ? Card Lifecycle & Payment Network Knowledge (Processors, Card Schemes) ? Partner System Integration & Issuer-side Requirements ? Program Delivery & Launch Management ? Go-to-Market & Commercialization Strategy ? Customer Acquisition, Activation & Portfolio Growth ? Credit, Fraud & Operational Risk Alignment ? Regulatory, Card Network & Compliance Governance ? Cross-functional Stakeholder Management (Risk, Technology) ? Executive Communication & Negotiation ? Product Papers, Purchasing, T&E, Compliance, Legal, Finance

SAP Controlling, change management, S4 Hana, Itil, Abap, Sap Ecc, Devops, Sap Technical, Business Requirement Gathering, Agile, Data Conversion, fit-gap analysis, Designing Solutions, Lean Six Sigma, material ledger CO-ML, product costing CO-PC

cross-functional leadership, project management, market research, Team Management, financial management, Business Acumen, Marketing, product management, Strategic Planning

Data Modeling, Data Analysis, Product Design, Market research, Intelligent marketing, Recommendation systems, Competitive Benchmarking

Data Analysis, AI Tools and Frameworks, Multilingual Stakeholder Management

Microsoft Excel, Sales Forecasting, Business Analytics Tools, Product Management, Powerpoint, Portfolio Analysis, Marketing Campaigns

communication planning , Product management, Integrated marketing campaigns, Customer insights, Brand marketing, Competitive Intelligence, Product Marketing, Go-to-market strategies, Product positioning

Customer Insights, Market Research, Competitor Analysis, Product Management, Cross-functional Collaboration, Marketing