Location Name: Pune Corporate Office - PTP

Job Purpose

The prospective candidate shall handle work related to:

Analysis of AML transaction monitoring alerts generated through monitoring systems.
Review of closed AML alerts to identify quality issues, trends, and emerging ML/TF risks.
Preparation of periodic MIS, dashboards, and management reports.
Identification of unusual customer behavior, suspicious patterns, and monitoring gaps.
Data extraction, validation, and analytical review of alert populations.
Tracking closure quality and TAT adherence for AML investigations.
Coordination with business, operations, fraud risk, and technology teams for alert-related information.

Duties And Responsibilities

Conduct sample-based and thematic review of closed AML alerts to assess quality and consistency of investigations.

Perform analytical review of AML transaction monitoring alerts and identify unusual trends.

Prepare periodic MIS on alert volumes, productivity, closure trends, backlogs, and exceptions.

Assist in monitoring compliance with internal AML/CFT policies, RBI guidelines, and PMLA requirements.

Support preparation of regulatory submissions, audit requirements.

Analyze large datasets using Excel and other analytical tools to identify risk patterns.

Escalate significant deficiencies, suspicious trends, and process gaps to reporting manager.

Maintain documentation and audit trail of analytical reviews performed.

Support development of dashboards and key risk indicators relating to AML monitoring.

Key Decisions / Dimensions

Identification and escalation of unusual alert trends and potential monitoring gaps.
Selection of samples for quality review of closed AML alerts.
Highlighting exceptions requiring management attention.
Recommending process improvements and analytical enhancements in transaction monitoring controls.

Major Challenges

Managing and analyzing large volumes of AML alerts and investigation data.
Identifying meaningful risk indicators amidst high volumes of false-positive alerts.
Ensuring consistency in review of alerts across multiple products and customer segments.
Understanding evolving AML typologies, regulatory expectations, and risk indicators.
Coordinating with multiple stakeholders for data gathering and validation.

Skills

Required Qualifications and Experience

Basic understanding of RBI KYC Directions, PMLA, AML/CFT requirements, and transaction monitoring concepts.
Strong analytical and problem-solving skills.
Good knowledge of MS Excel, PowerPoint, and data analysis techniques.
Ability to work with large datasets and generate meaningful insights.
Good written and verbal communication skills.
Attention to detail and investigative mindset.
Ability to work independently and manage multiple assignments.
Knowledge of AML systems, transaction monitoring tools, SQL, Power BI, or data analytics tools will be an added advantage.

Qualifications

Graduate / Post-graduate in Commerce, Finance, Management, Statistics, Economics, or related discipline.
Professional certifications in AML/KYC, Financial Crime Compliance, or Data Analytics will be an added advantage.
Work Experience
1 to 3 years of experience in Operations, AML Operations, KYC, RCU, Risk Analytics, Internal Audit, or related functions.
Freshers with strong analytical aptitude and interest in AML/KYC may also be considered.
Prior exposure to transaction monitoring alerts, AML investigations, MIS preparation, or data analytics would be preferred.

Deputy Unit Manager - Compliance