This role owns key components of recurring monitoring, performs deep-dive analyses on emerging trends, and helps enhance core datasets and dashboards used by senior leadership. The Senior Associate balances speed and accuracy, applies strong data controls, and partners closely with Risk, Finance, Technology, and Business stakeholders to deliver actionable insights.

Key Responsibilities

Own recurring portfolio monitoring(weekly/monthly) across Retail and Commercial Auto, including key trends (Dealer performance and financial health KRIs, Originations, attrition, and portfolio mix shifts, Inventory aging and utilization metrics, Concentration risks (dealer, geography, product, Audit/issue tracking and resolution themes, etc).
Lead month-end reporting executionfor leadership forums (e.g., EMR/ARC/DCS Risk Forum style readouts): produce exhibits, draft concise commentary, and highlight drivers, anomalies, and emerging risks.
Investigate and explain anomalous trendsusing structured analytics (root cause, segmentation, thresholds), and provide clear recommendations/escalation points.
Build and maintain analytical datasets / Data Marts: define requirements, partner on sourcing, document metric definitions, reconcile outputs, and support sustainable refresh processes.
Support dashboards and technology migrationsby validating logic, performing reconciliations between legacy and target environments, and monitoring results post-deployment.
Drive consistency across Retail and Commercial reportingby aligning definitions, ensuring comparable metrics, and surfacing gaps/opportunities in coverage.
Ensure strong data quality and controls: evidence retention, repeatable checks, documentation, and adherence to data governance and risk reporting standards.
Support regulatory exams and auditsunder manager guidance by assembling data, exhibits, metric definitions, and control documentation in a timely manner.
Mentor junior analystsinformally (review outputs, share best practices, raise the bar on storytelling and quality) without direct people management responsibility.

Required Qualifications

Bachelor's degree in Finance, Business, Economics, Data Science, Statistics, or related field (or equivalent experience).
Typically4-7 yearsof experience in risk analytics, portfolio monitoring, reporting, or a quantitative role within financial services (auto finance experience is a plus).
Strong working knowledge ofcredit/risk concepts(KRIs, concentration, trend monitoring, issue management, portfolio health indicators).
Advanced proficiency inSQLand proficiency inPython or SASfor analysis/automation.
Experience building and/or maintaining reporting inTableau, Power BI, or similar visualization tools.
Demonstrated ability to deliver under tight timelines with strongattention to detail, reconciliation discipline, and documentation habits.
Clear communicator who can translate complex analysis into concise, executive-ready insights.

Preferred Qualifications

Experience supportingRetail and/or Commercial Autoportfolios

Experience with data governance practices (definitions, lineage, controls) and dashboard migration/modernization work.
Demonstrated process improvement (automation, standardization, reusable code, improved controls).

Core Skills & Competencies

Analytical problem solving and hypothesis-driven investigation
Strong data quality mindset (reconciliations, reasonability checks, control evidence)
Executive-ready storytelling (drivers, implications, so what)
Collaborative stakeholder management across Risk/Finance/Tech/Business
Organized project execution and prioritization in a recurring reporting cadence

Strategic Analytics - Sr Associate