Business Clients Credit Advisor, AS

Position Overview

Job Title: Business Clients Credit Advisor, AS

Location: Chennai, India

Role Description

Branch Banking is the liability business for Deutsche Bank present in 17 locations across India. This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking.
The primary objective is to enhance the value of the existing trade account portfolio.

What we'll offer you

As part of our flexible scheme, here are just some of the benefits that you'll enjoy,

Best in class leave policy.
Gender neutral parental leaves
100% reimbursement under childcare assistance benefit (gender neutral)
Sponsorship for Industry relevant certifications and education
Employee Assistance Program for you and your family members
Comprehensive Hospitalization Insurance for you and your dependents
Accident and Term life Insurance
Complementary Health screening for 35 yrs. and above

Your key responsibilities

Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.
The candidate will be responsible for sourcing working capital business facility files from the open market .
Identifying business growth opportunities across the zone, build direct channel, new client acquisition strategies, promotions at industrial area & corporates.
Managing healthy working relationships with intermediaries, corporate channel partners, Establish new channel partners for consistent growth in business.
Manage relationship with reputed CA's and channel partners source good lending files.
Create a network with CA's and Financial Consultant's for generating the big ticket resale Loans business leads.
Drive fee-based income through active cross sell and penetration of Insurance products.
Contribute towards the expansion of business opportunities in strategic target areas and specific business industry.
Important from Sales Governance/Audit requirement. Due diligence process for clients. Channel/Business Partner Management, apart from sales with high revenue targets. End use monitoring of the fund which is regulatory requirement.
Client servicing & retaining existing clients resulting in client complaints and client attrition. Ensuring adherence to various internal policies (Suitability & appropriateness/ KYC) related to client transaction and enhancing the wallet share of the client thereby contributing to the revenues for the bank
Managing existing allocated bank portfolio for all renewals , due diligence and providing customer services as and when requested.

Your skills and experience

Candidate should have excellent communication in English and well groomed.
Minimum qualificationrequired is Graduation.
Minimum Exp should be 5 - 10 Years in relevant field.

How we'll support you

Training and development to help you excel in your career.
Coaching and support from experts in your team.
A culture of continuous learning to aid progression.
A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information:

We strive for a in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.