Residential Mortgage live underwriting

Job Summary

Data Join our dynamic team as a Specialist in Loan Originations where you will leverage your efficiency in US mortgage underwriting. With a focus on underwriting and pre-underwriting you will play a crucial role in ensuring accurate and timely loan processing. This office-based night shift position offers an opportunity to contribute significantly to our companys growth and societal impact.

Responsibilities

Graduate exclusion of BE B.Tech MCA This role revies first level processing handles complex process steps transactions and resolve queries complaints with customers clients in related domain area as per the SOP independently and refers to supervisor typically for specific interventions exceptions Business Customer Interacts with Client customer to maintain accuracy and efficiency

5 to 6 Year of US mortgage Underwriting experience
Proficient in FNMA FHLMC guidelines
Knowledge and understanding of Risk assessment
Has knowledge of compliance and audit functions
Resolves customer queries and requests
Provides clarifications & updates on project & processes to the stakeholders
Can co-ordinate with investors for any kind of audits or regulatory requirements
Experience working in Black Knight Loss Mitigation System Pyramid etc. Will be added advantage
Keeps the stakeholders informed on meeting process deliverables
Collates data for reporting.

Project Process Acts as an SME for the team to Identify & resolve issues and document all process changes

Monitor & review first level processing
Process complex Transactions
Handle first level escalations from client
Perform quality checks or audits and Root cause analysis on errors to ensure error free processing
Provides analytical reports
Contribute to process improvement initiatives
Identify and report process changes
Adhere to the mandatory industry regulation and compliance requirements for the given process
Review and audit adherence of the team
Knowledge Management: - Perform knowledge sharing
Update Process documentation user manuals as appropriate for the process
Participate in knowledge transfer

People-Team Management - Adhere to org hygiene and compliance needs in terms of-

Personal Utilization & Time sheet submission

Personal and new hire Assimilation

Attendance

Team Initiatives

Provides appropriate floor support as an SME and feedback to team

Has functional responsibility of the process in the absence of TL.

Manage break schedule transport logistics for the team in the absence of the supervisor

Certifications Required

Microsoft Office Specialist: Excel Certification

SPE-Us Residential Mortgage - Live Underwriting