About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY
We're looking for a highly creative and self-motivated Senior Product Designer to join EarnIn's Financial Intelligence Platform team. This is a structured, quality-focused group responsible for designing and improving the foundational experiences that power EarnIn's modern platform for financial flexibility and financial wellness for its community members. You'll work closely with product, engineering, design, compliance, risk, and finance partners to define and drive design excellence across core features like bank connectivity, earnings tracking, and repayment experiences. This role bridges deep design leadership with cross-functional execution, championing both customer and business value while ensuring quality, simplicity, and regulatory compliance. Your work will directly influence customer satisfaction and retention across our core experiences. This position will be a hybrid role based in our Bengaluru office, with 2 days on-site as part of our expanding site. EarnIn provides excellent benefits for our employees, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Palo Alto HQ. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

Design and refine core experiences across the full customer journey—from bank connection and account setup to earnings tracking and repayment experiences
Partner with PMs, engineering, and data teams to define design requirements and validate solutions through research and usability testing
Establish and maintain design patterns and systems that ensure consistency and simplicity across Financial Intelligence Platform features
Identify friction points in critical flows and design thoughtful solutions that improve usability, clarity, confidence, and compliance
Leverage research findings and customer feedback to inform design strategy and prioritize improvements that deliver measurable impact
Champion quality and polish, ensuring every interaction reflects EarnIn's commitment to reliability, trust, and regulatory standards
Collaborate with Compliance, Risk, and Finance teams to ensure designs meet industry and regulatory requirements
Contribute to a culture of collaboration, continuous learning, and design excellence within the team

WHAT WE'RE LOOKING FOR

7+ years of experience designing consumer-facing digital products, with demonstrated success on core experiences or core functionality
A strong portfolio showcasing thoughtful problem-solving, systematic design, and measurable improvements to user satisfaction and retention
Deep understanding of financial products, user trust, and how to design for clarity in complex workflows
Ability to balance creative thinking with research-driven validation, comfortable collaborating with data teams to measure impact
Excellent storytelling and communication skills, particularly in articulating design rationale to cross-functional stakeholders at all levels
Skilled in Figma, prototyping tools, and modern design workflows
Comfortable in structured environments where roadmaps are planned across product areas, with the ability to drive projects to completion
Passion for solving real customer problems and improving financial wellness for everyday people
Background in systems design, design patterns, or design operations preferred
Experience improving user satisfaction and retention metrics through design-driven solutions is preferred

A Note on AI in the Hiring Process: EarnIn may use Artificial Intelligence (AI)-powered tools during the hiring process, including tools that generate summaries or notes for interviewers, review resumes, assist with scheduling, or help identify themes across candidate responses and profiles for a given role. Final hiring decisions are made by human interviewers and hiring managers. If you have any concerns about the use of AI in our hiring process, please connect with your recruiter. With your consent, EarnIn may use AI tools to help transcribe or summarize interviews. Recordings are treated as confidential candidate data and are accessible only to authorized hiring personnel. Declining to be recorded will not negatively affect your candidacy or evaluation.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

Staff Product Designer