Job summary:

Are you interested in contributing to keeping JPMorganChase strong and resilient If you are keen to be part of the Credit Risk team to help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities, this opportunity is for you. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

As a Vice President in the Wholesale Credit Risk team, you will be based in Hong Kong, supporting the Japan Wholesale Credit Risk team. You will be at the forefront of executing transactions across derivatives, liquidity and cash management products, vanilla and structured loans, as well as acquisition & leveraged finance. You will be working closely with our business partners from various sectors including Global Investment Banking, Commercial Banking and Corporate Banking as well as Markets and Securities Services and Global Payments. Your role will be pivotal in promoting credit analytics including risk rating determination, industry assessment with a key focus on due diligence, structuring, negotiation, documentation, and approval of transactions. You will also be responsible for the ongoing credit monitoring and review work for all client facilities, providing you with a diverse and dynamic work environment.

Job responsibilities

Be responsible for ongoing supervision and management of an assigned portfolio of corporate and institutional clients across a range of industries
Take a lead role in the due diligence, structuring and documentation for transactions
Conduct detailed review of forward-looking credit analysis, along with necessary financial modelling, to provide insight into clients industries and the key business and financial risks they face
Exercise a meaningful credit approval authority
Interact closely with transaction stakeholders including client coverage and product bankers, credit executives and legal counsel
Review various credit and regulatory reporting requirements
Mentor and develop junior Wholesale Credit Risk team members
Track market and industry developments and their impact on clients
Recommend and monitor internal credit ratings and
Support the team with ongoing ad-hoc initiatives and work streams

Required qualifications, capabilities and skills

At least 6 years experience gained in a credit risk or credit analysis role within corporate, institutional and/or investment banking
Strong credit risk analysis skills covering both qualitative and quantitative analysis
Strong understanding of products across loans, derivatives and liquidity and cash management products as well as related documentation
Ability to take an active role in identifying key issues and concerns relating to clients, their industries and transaction structures
Strong interpersonal skills
Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment
Ability to foster relationships and confidently interact with origination teams and other internal stakeholders

Preferred qualifications, capabilities and skills

Highly proficient in Microsoft Excel with an ability to navigate through financial models, as well as other Microsoft programs (PowerPoint, Word, Outlook etc.)
Undergraduate degree or post graduate qualifications in accounting, business, finance, or a quantitative related discipline
Proficiency in written and verbal communication in Japanese is advantageous but not required

Wholesale Credit Risk - Vice President