Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting

Designation: Banking Advisory Analyst

Qualifications:Any Graduation

Years of Experience:3-5 Years

About Accenture

Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world's largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com

What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management.

What are we looking for Should have very good understanding of Commercial loan origination life cycle. Should have good understanding of credit analysis and assessing creditworthiness of the prospect/existing borrowers Be the SME and supervise a process which performs financial spreading, Underwriting and Covenant monitoring Hands on experience with Moody's credit lens application Ability to understand nuances in various financial statements such as Audited Financial statements, Tax returns and should be able to identify and analyze the applicable financial ratios. Hands on experience in the borrower risk rating including arriving at Probability of default and Loss given default. Ensure that day-to-day tasks are completed on the agreed deadlines and quality per the SLA. Win the confidence of client through regular and proactive interaction. Handle client queries through e-mail as well as through call and increasing the Domain/customer satisfaction year by year. Should work with several key internal and external clients. These include the Client Operations team/ Front Offices, Agent banks and our internal Onshore team. Candidate will have extensive experience of managing multiple teams. Should have excellent attention to detail with a high level

Roles and Responsibilities: In this role you are required to do analysis and solving of moderately complex problems

Typically creates new solutions, leveraging and, where needed, adapting existing methods and procedures
The person requires understanding of the strategic direction set by senior management as it relates to team goals
Primary upward interaction is with direct supervisor or team leads
Generally interacts with peers and/or management levels at a client and/or within Accenture
The person should require minimal guidance when determining methods and procedures on new assignments
Decisions often impact the team in which they reside and occasionally impact other teams
Individual would manage medium-small sized teams and/or work efforts (if in an individual contributor role) at a client or within Accenture
Please note that this role may require you to work in rotational shifts