Greetings from Infosys BPM Ltd.,

We are hiring for Walkin Drive For Mortgage Underwriter for Bangalore.

Please walk-in for the interview on 19th May 2026 in Bangalore.

Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in.

Please mention Candidate ID on top of the Resume ***

Please use below link to apply and register your application.

Process Lead - 6Yr to 10 Yrs experience:

https://career.infosys.com/jobdescjobReferenceCode=PROGEN-EXTERNAL- 245616

Interview Details:

Interview Date: 19th May 2026

Interview Time:9.30 AM to 12:00 PM IST

Interview Venue:

Bangalore :: E-City Phase 2:: Infosys Limited, No. 40/P-41/P, Gate #: 2, Electronic City Phase-2, Industrial Area, Konappana Agrahara, Bangalore- 560100.

Landmark: In Between Sunik Industries and Tejas Networks.

Please find below Job Description for your reference:

Job Location: Bengaluru (5 Days work from office)

Qualification: Any Graduates - Full time Graduates

Experience: 6 - 10 Years

Job Level: 4A

Designation: Process Lead

Notice Period: Immediate Joiners - 30 Days

Shift: US Shift/ Night shift(6:30PM to 3:30 AM)

Week Offs: Rotational Week Offs

Note : Team handling mandatory

JOB DESCRIPTION:

The Underwriter will review all loan documents and data in a loan file with the goal of rendering an Underwriting decision based on the loan characteristics including but not limited to Borrowers ability to repay (income, employment and assets), borrowers credit history and the collateral (property). UWs are granted Lending Authority based on their experience and their performance on initial test cases. Once Lending Authority is received, they underwrite loans in accordance with regulatory requirements, Investor guidelines and overlays.

Areas of Responsibility

Underwrites mortgage loan applications and evaluates loans to maximize organizational profit and minimize risk or loss.
Closely monitor individual processing pipeline, workload and volume levels for maximum balance and efficiency.
Responsible for ensuring all documentation meets program and AUS requirements
Reviews and validates income and asset documentation
Reviews AUS findings
Issues underwriting decision and notifications of clear to close
Reviews all credit documentation
Reviews and approves all Trusts
Ensure adherence to any overlays
Mortgage Insurance certs
Issues Denials and 2nd tier manager reviews
Suspend file if credit decisions are unable to be rendered
Strong understanding of Desktop Underwriting (DU) and Loan Prospector (LP)
Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant
Underwriter to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan
Analyzing the risk involved in approving a loan to determine whether it is acceptable to the Investor or not
Cite defects for any deficiencies observed on the loan.
Verify accuracy of the supporting employment documents, source of down payment/ reserves, appraisal value and property title commitment received
Review legal documents, if present, to ensure the accuracy & completeness

Identify the mortgage insurance requirement (MI) and follow the MI guidelines, if applicable

Knowledge, Skills required for the role

The ideal candidate should have 36 months of experience of independently underwriting residential mortgage loans, expert analytical skills with DU & LP experience
Should have minimum 24 months of Underwriting/Re-underwriting Mortgage experience in Conventional, FHA & VA loans (Government) products
May require a bachelor's degree in area of specialty or a graduation degree for India operations and High School Diploma for US Operations
Familiar with standard mortgage concepts, practices, and procedures within a particular field.
Relies on limited experience and judgment to plan and accomplish goals
Should have working knowledge with any Mortgage loan origination application.
Excellent mathematical and statistical aptitude.
A certain degree of creativity and latitude as expected

Documents to Carry:

Carry a printout your updated resume.
Carry any 2 photo Identity proof (PAN Card/Driving License/Voters ID card/Passport).
All original education documents needs to be available for verification. (10th, 12th, Graduation (Sem Wise Marksheet, CMM. Provisional and Original Degree)

Mandatory to carry:

Smartphone with good front camera, charger and Headset for Assessment, Government ID proof Hardcopy.

Pointers to note:

Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions.
Original Government ID card is must for Security Clearance

Thanks & Regards,

Infosys Recruitment Team.

Walkin Drive For Mortgage Underwriter at Bangalore on 19th May