Job Title: QC Underwriting

Designation: QC Underwriting

Location: Mph-Cybercity Tower 4, Pune, IN

Job Summary

We are seeking a detail-oriented and knowledgeable QC Underwriting professional to join our team. The ideal candidate will possess strong expertise in Originations and Underwriting, ensuring that all underwriting processes are executed with precision and compliance. This role is critical in maintaining the quality and integrity of our underwriting operations, contributing to the overall success of our organization.

Responsibilities

Conduct thorough analysis of loan applications and supporting documentation to assess risk and ensure compliance with company policies and regulatory requirements.
Evaluate creditworthiness of applicants by reviewing credit reports, income statements, and other financial documents.
Collaborate with the underwriting team to develop and implement best practices for underwriting processes.
Provide feedback and recommendations to improve underwriting guidelines and procedures.
Identify and mitigate potential risks associated with loan applications.
Maintain accurate records of underwriting decisions and communicate findings to relevant stakeholders.
Stay updated on industry trends, regulations, and changes in underwriting standards.
Assist in training and mentoring junior underwriters and other team members.

Mandatory Skills

Strong knowledge of Originations and Underwriting processes.
Proficient in analyzing financial statements and credit reports.
Excellent attention to detail and analytical skills.
Ability to work independently and collaboratively in a team environment.
Strong communication skills, both written and verbal.
Proficient in using underwriting software and tools.

Preferred Skills

Familiarity with regulatory requirements and compliance standards in the underwriting process.
Experience in risk assessment and management.
Knowledge of various loan products and their underwriting criteria.
Ability to adapt to changing priorities and work under pressure.

Qualifications

Bachelor's degree in Finance, Business Administration, or a related field.
Relevant certifications in underwriting or risk management are a plus.
Demonstrated ability to analyze complex financial data and make informed decisions.

If you are a motivated individual with a strong background in Originations and Underwriting, we encourage you to apply and join our dynamic team at Mph-Cybercity Tower 4, Pune.

About Mphasis

Mphasis applies next-generation technology to help enterprises transform businesses globally. Customer centricity is foundational to Mphasis and is reflected in the Mphasis Front2Back™ Transformation approach. Front2Back™ uses the exponential power of cloud and cognitive to provide hyper-personalized (C=X2C2TM=1) digital experience to clients and their end customers. Mphasis Service Transformation approach helps shrink the core through the application of digital technologies across legacy environments within an enterprise, enabling businesses to stay ahead in a changing world. Mphasis core reference architectures and tools, speed and innovation with domain expertise and specialization are key to building strong relationships with marquee clients.

Equal Opportunity Employer

Mphasis is an equal opportunity/affirmative action employer. We provide equal employment opportunities to applicants and existing associates and evaluate qualified candidates without regard to race, gender, national origin, ancestry, age, color, religious creed, marital status, genetic information, sexual orientation, gender identity, gender expression, sex (including pregnancy, breast feeding and related medical conditions), mental or physical disability, medical conditions military and veteran status or any other status or condition protected by applicable federal, state, or local laws, governmental regulations and executive orders. View the EEO in the law poster here, view the EEO in the law supplement here. To view the pay transparency nondiscrimination provision please click here and to view the E-Verify posting click here.

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