We are looking for a Collection Team leader to oversee a team responsible for recovering outstanding payments, achieving monthly targets, ensuring regulatory compliance, and maintaining strong customer relations. This role blends leadership, strategy, and hands-on recovery operations.

Key Responsibilities

Target Achievement & Strategy

Drive B2C collections to meet/exceed monthly recovery goals; analyze performance metrics (e.g., Collection Efficiency, bucket resolution) and execute correct actions
Develop effective collection strategies for different account segments.
Team Leadership & Coaching
Lead and mentor collection agents; conduct 1:1s, team meetings, performance reviews and training sessions.
Monitor attrition and shrinkage; implement retention and contingency plans.
Customer Accounts & Recovery
Manage escalations, sensitive cases, and high-risk accounts, including negotiation of payment plans and settlements
Reporting & Analytics
Track KPIs: calls made, aging buckets, attrition/shrinkage rates, customer satisfaction.
Deliver regular operational reports, root cause analyses, and improvement plans.
Compliance, Audit & Documentation
Ensure full adherence to internal policies, legal/regulatory frameworks, and audit standards.
Process & Operational Excellence
Identify and implement process improvements, new tools or technologies to enhance efficiency and reduce costs.
Share knowledge and best practices with cross-functional teams.

Required Skills & Competencies

Functional

3-4 years in a collection role, minimum 1-2 years in leadership.
Strong negotiation, communication, and conflict-resolution abilities .
Resilience under pressure; manages ambiguity in complex/dynamic environments.

Qualifications

Bachelors degree in business, finance, or related field preferred; equivalent experience may qualify .

Key Performance Metrics

Monthly & cumulative collections vs targets.
Reduction in delinquency aging
Team attrition and shrinkage control.
Compliance and call-quality audit scores.
Customer satisfaction and dispute resolution rates.

Collection Team Leader